Notice September 25, 2026 - Detected by Pingoru
- Sep 25, 2026, 08:25 PM UTC
- Resolved
- Oct 05, 2026, 01:22 PM UTC
- Duration
- 9d 16h
Affected: Undisclosed DebtX
Timeline · 4 updates
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investigating Sep 25, 2026, 08:25 PM UTC
Activations for Undisclosed DebtX requests to Equifax are experiencing delays. We are actively investigating the issue with Equifax.
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identified Oct 01, 2026, 02:11 PM UTC
We continue to investigate the issue with Equifax and are actively working toward a resolution. A potential fix has been identified and is currently being developed. We will continue monitoring progress and provide additional updates as they become available.
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monitoring Oct 02, 2026, 08:23 PM UTC
Equifax has implemented changes to address the issue affecting Undisclosed DebtX order activation and alert delivery. Impacted orders are being progressively activated, and previously queued alerts are expected to be delivered as activation processing completes. We are actively monitoring the restoration efforts and continued alert processing. At this time, no customer action is required. We will monitor throughout the weekend and validate success on Monday, October 5, 2026.
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resolved Oct 05, 2026, 01:22 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Sep 14, 2026, 09:55 PM UTC
- Resolved
- Sep 19, 2026, 06:16 PM UTC
- Duration
- 4d 20h
Affected: Undisclosed DebtX
Timeline · 2 updates
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investigating Sep 14, 2026, 09:55 PM UTC
Select Undisclosed DebtX requests sent to TransUnion from 9/11/2026 to 9/13/2026 have had their processing delayed with the response "Could not match on Name & Address". We are working with TransUnion to resolve this.
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resolved Sep 19, 2026, 06:16 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Aug 07, 2026, 12:18 PM UTC
- Resolved
- Aug 07, 2026, 02:16 PM UTC
- Duration
- 1h 57m
Affected: Employment VerificationX
Timeline · 3 updates
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investigating Aug 07, 2026, 12:18 PM UTC
We are investigating an elevated error rate with requests to The Work Number (TWN).
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investigating Aug 07, 2026, 01:31 PM UTC
We are continuing to investigate this issue with Equifax Support. Orders for The Work Number are receiving "Received fatal alert: handshake_failure" error messages.
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resolved Aug 07, 2026, 02:16 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Jul 30, 2026, 11:49 AM UTC
- Resolved
- Jul 30, 2026, 06:49 PM UTC
- Duration
- 6h 59m
Affected: Encompass Partner Connect (EPC)
Timeline · 4 updates
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identified Jul 30, 2026, 11:49 AM UTC
ICE is currently experiencing a service disruption impacting all Encompass Partner Connect orders. This is not a Xactus specific issue.
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identified Jul 30, 2026, 03:33 PM UTC
ICE has restored core services, but is still working to restore Encompass Partner Network as a critical priority.
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monitoring Jul 30, 2026, 06:25 PM UTC
Encompass Partner Connect functionality has been restored by ICE. We continue to monitor performance as there may be delays with processing according to ICE.
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resolved Jul 30, 2026, 06:49 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Jul 24, 2026, 11:30 AM UTC
- Resolved
- Jul 24, 2026, 12:28 PM UTC
- Duration
- 58m
Affected: Credit - Experian
Timeline · 4 updates
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investigating Jul 24, 2026, 11:30 AM UTC
We are investigating elevated error rates affecting credit requests to Experian.
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identified Jul 24, 2026, 11:58 AM UTC
Experian has confirmed an issue impacting their service. This is not specific to Xactus.
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monitoring Jul 24, 2026, 12:13 PM UTC
Requests to Experian are beginning to return successfully. We are continuing to monitor for stability.
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resolved Jul 24, 2026, 12:28 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Jul 14, 2026, 03:45 PM UTC
- Resolved
- Jul 14, 2026, 05:27 PM UTC
- Duration
- 1h 41m
Affected: Fraud ReportX
Timeline · 3 updates
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investigating Jul 14, 2026, 03:45 PM UTC
We are currently investigating a service disruption with requests sent to LexusNexis. Fraud ReportX and Credit ReportX reports that include Liens & Judgments are impacted. We will provide updates as they become available.
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identified Jul 14, 2026, 04:27 PM UTC
LexisNexis has confirmed they are experiencing a system outage. Service for Fraud ReportX has been restored. Credit ReportX reports that include Liens & Judgments continue to be impacted.
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resolved Jul 14, 2026, 05:27 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Jul 13, 2026, 04:35 PM UTC
- Resolved
- Jul 15, 2026, 10:50 PM UTC
- Duration
- 2d 6h
Affected: Undisclosed DebtX
Timeline · 3 updates
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investigating Jul 13, 2026, 04:35 PM UTC
We are investigating reports of errors with Undisclosed DebtX activations from Experian due to duplicate submissions. This appears to affect a subset of previously submitted requests with Experian - new orders are being processed as intended. We are working to resolve this and will provide updates as they become available.
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identified Jul 15, 2026, 05:50 PM UTC
We have identified the issue impacting the subset of Experian orders and are working to implement the fix.
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resolved Jul 15, 2026, 10:50 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Jul 08, 2026, 02:33 PM UTC
- Resolved
- Jul 10, 2026, 06:10 PM UTC
- Duration
- 2d 3h
Affected: Undisclosed DebtX
Timeline · 2 updates
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identified Jul 08, 2026, 02:33 PM UTC
Select Undisclosed DebtX activation requests sent to Experian starting 7/1/2026 have been delayed. We are actively working with Experian to resolve this.
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resolved Jul 10, 2026, 06:10 PM UTC
The Undisclosed DebtX missing Activations/Deactivations from 7/1/26 - 7/2/26 are currently being processed by Experian and are expected by Monday 7/13/26.
Read the full incident report →
- Detected by Pingoru
- Jun 15, 2026, 08:34 PM UTC
- Resolved
- Jun 26, 2026, 03:48 PM UTC
- Duration
- 10d 19h
Affected: Undisclosed DebtX
Timeline · 4 updates
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identified Jun 15, 2026, 08:34 PM UTC
We have identified an issue impacting select Undisclosed DebtX activations with Experian between 6/5 and 6/7, which are currently stuck in a “pending” status. We are actively working with Experian to resolve the issue and will provide updates as they become available.
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identified Jun 17, 2026, 07:42 PM UTC
Undisclosed DebtX orders with Experian requested between 6/4 - 6/7 have been resolved. We have identified additional orders made between 6/10 - 6/12 that are stuck in a "pending" status. Orders placed since 6/12 are functioning as intended. We are continuing to work with Experian to resolve the issue and will provide updates as they become available.
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monitoring Jun 23, 2026, 09:34 PM UTC
Experian is processing previously impacted orders. We expect normal performance to be restored but will continue to monitor.
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resolved Jun 26, 2026, 03:48 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- May 18, 2026, 02:41 PM UTC
- Resolved
- May 18, 2026, 03:30 PM UTC
- Duration
- 49m
Affected: Xactus360
Timeline · 3 updates
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identified May 18, 2026, 02:41 PM UTC
We have identified an issue impacting all product ordering and return from Xactus 360. We are actively working to restore service.
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monitoring May 18, 2026, 03:04 PM UTC
The root cause has been identified, and service to Xactus360 has been restored. We are continuing to monitor to ensure stability.
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resolved May 18, 2026, 03:30 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- May 13, 2026, 12:10 AM UTC
- Resolved
- May 13, 2026, 12:40 AM UTC
- Duration
- 29m
Affected: Experian
Timeline · 3 updates
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investigating May 13, 2026, 12:10 AM UTC
We are investigating elevated error rates with Experian Precise ID requests. Credit requests are unaffected. We are in contact with Experian.
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monitoring May 13, 2026, 12:16 AM UTC
Response rates for Precise ID have returned to normal levels. We are continuing to monitor.
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resolved May 13, 2026, 12:40 AM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- May 11, 2026, 06:07 PM UTC
- Resolved
- May 12, 2026, 06:15 PM UTC
- Duration
- 1d
Affected: Xactus360
Timeline · 4 updates
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identified May 11, 2026, 06:07 PM UTC
In Xactus360, the option to Merge and/or Unmerge credit reports may not be displayed for some users. We are actively working to correct this. To request support with this issue, email [email protected].
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identified May 11, 2026, 10:07 PM UTC
We applied a fix that partially restored the options to users. We are continuing our efforts to fully resolve this.
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monitoring May 12, 2026, 05:25 PM UTC
A fix has been implemented and we are monitoring the results.
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resolved May 12, 2026, 06:15 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- May 08, 2026, 01:17 AM UTC
- Resolved
- May 08, 2026, 01:36 AM UTC
- Duration
- 18m
Affected: Experian
Timeline · 3 updates
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investigating May 08, 2026, 01:17 AM UTC
Credit and Precise ID requests to Experian are returning error responses at a high rate. We are in contact with Experian to investigate the issue.
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monitoring May 08, 2026, 01:26 AM UTC
Requests are beginning to return successful responses from Experian. We will continue to monitor for stability.
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resolved May 08, 2026, 01:36 AM UTC
This incident has been resolved. Experian responses are functioning as expected.
Read the full incident report →
- Detected by Pingoru
- May 05, 2026, 03:08 PM UTC
- Resolved
- May 05, 2026, 05:30 PM UTC
- Duration
- 2h 21m
Affected: Experian
Timeline · 3 updates
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investigating May 05, 2026, 03:08 PM UTC
We are investigating elevated error rates observed for attempts to pull Precise ID reports from Experian.
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identified May 05, 2026, 04:55 PM UTC
Experian support has informed us that they are making progress with resolving the technical outage.
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resolved May 05, 2026, 05:30 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Apr 30, 2026, 09:55 PM UTC
- Resolved
- May 01, 2026, 12:13 AM UTC
- Duration
- 2h 18m
Affected: Xactus360FraudX
Timeline · 3 updates
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identified Apr 30, 2026, 09:55 PM UTC
We are aware of a condition that is causing some products to behave unexpectedly. A fix has been identified and is currently being deployed.
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monitoring Apr 30, 2026, 11:14 PM UTC
A fix has been implemented and we are monitoring the results. It may take up to an hour for the fix to fully take effect.
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resolved May 01, 2026, 12:13 AM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Apr 29, 2026, 02:53 PM UTC
- Resolved
- Apr 29, 2026, 03:00 PM UTC
- Duration
- 7m
Affected: IRS SSA
Timeline · 2 updates
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investigating Apr 29, 2026, 02:53 PM UTC
Users of Social Security VerificationX product may observe unexpected service disruption at this time. We are investigating the issue.
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resolved Apr 29, 2026, 03:00 PM UTC
This incident has been resolved. All orders are processing and pending orders have resumed.
Read the full incident report →
- Detected by Pingoru
- Apr 28, 2026, 09:57 PM UTC
- Resolved
- May 29, 2026, 03:24 PM UTC
- Duration
- 30d 17h
Affected: IRS SSA
Timeline · 2 updates
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identified Apr 28, 2026, 09:57 PM UTC
The IRS is currently experiencing a system issue affecting delivery of Wage and Income transcripts when a Form 1099‑DA is included. As a result, we are unable to fulfill some 1099 related requests at this time. The IRS has not provided an estimated resolution date. To avoid further delays, orders are being completed based on the information currently available from the IRS. Should you require the 1099 after the issue is resolved, a new order will need to be submitted. If you have questions or would like to discuss a specific order, please contact us at [email protected].
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resolved May 29, 2026, 03:24 PM UTC
The IRS has resolved this issue and orders are processing as expected.
Read the full incident report →
- Detected by Pingoru
- Apr 22, 2026, 08:51 PM UTC
- Resolved
- Apr 22, 2026, 10:22 PM UTC
- Duration
- 1h 31m
Affected: Experian
Timeline · 4 updates
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investigating Apr 22, 2026, 08:51 PM UTC
We have detected elevated error rates for credit pulls from Experian. We are investigating the cause of the issue now.
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identified Apr 22, 2026, 09:15 PM UTC
We have confirmed with support personnel at Experian that they are working to resolve an outage.
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monitoring Apr 22, 2026, 09:57 PM UTC
Error rates have returned to normal levels. We will monitor to ensure stability.
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resolved Apr 22, 2026, 10:22 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Apr 21, 2026, 07:07 PM UTC
- Resolved
- Apr 21, 2026, 08:14 PM UTC
- Duration
- 1h 6m
Affected: Xactus360
Timeline · 2 updates
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monitoring Apr 21, 2026, 07:07 PM UTC
A subset of queries for credit reports were experiencing elevated error rates. A workaround has been deployed to stabilize performance. Error rates have subsided and we are continuing to monitor.
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resolved Apr 21, 2026, 08:14 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Apr 10, 2026, 06:33 PM UTC
- Resolved
- Apr 10, 2026, 07:49 PM UTC
- Duration
- 1h 16m
Affected: Xactus360
Timeline · 3 updates
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investigating Apr 10, 2026, 06:33 PM UTC
We are investigating reports of timeout errors when interacting with Credit Report X in Xactus360.
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monitoring Apr 10, 2026, 07:26 PM UTC
A fix has been implemented and we are monitoring the results.
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resolved Apr 10, 2026, 07:49 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Apr 10, 2026, 03:19 AM UTC
- Resolved
- Apr 10, 2026, 10:18 AM UTC
- Duration
- 6h 59m
Affected: Equifax
Timeline · 2 updates
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investigating Apr 10, 2026, 03:19 AM UTC
We have observed an increase in error rates for credit pulls through Equifax. Xactus staff has engaged Equifax support for assistance.
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resolved Apr 10, 2026, 10:18 AM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Apr 01, 2026, 05:28 PM UTC
- Resolved
- Apr 03, 2026, 12:55 PM UTC
- Duration
- 1d 19h
Affected: Xactus360
Timeline · 4 updates
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investigating Apr 01, 2026, 05:28 PM UTC
We have identified an issue causing intermittent performance degradation in Xactus360 that is impacting product/service delivery. We are investigating and working to resolve the issue.
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identified Apr 01, 2026, 07:13 PM UTC
We have identified the issue that was causing intermittent performance degradation in Xactus360. Product/service delivery has resumed as expected. We are continuing to monitor.
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monitoring Apr 02, 2026, 03:00 PM UTC
We are monitoring the issue that was causing intermittent performance degradation in Xactus360. Product/service delivery continues to be successful.
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resolved Apr 03, 2026, 12:55 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Mar 27, 2026, 10:00 PM UTC
- Resolved
- Mar 27, 2026, 11:20 PM UTC
- Duration
- 1h 19m
Affected: Equifax
Timeline · 3 updates
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investigating Mar 27, 2026, 10:00 PM UTC
We are investigating elevated error rates with connections to Equifax.
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monitoring Mar 27, 2026, 10:58 PM UTC
Error rates have returned to normal. We will monitor performance to ensure stability.
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resolved Mar 27, 2026, 11:20 PM UTC
This incident has been resolved.
Read the full incident report →
- Detected by Pingoru
- Mar 04, 2026, 08:37 PM UTC
- Resolved
- Mar 05, 2026, 07:21 PM UTC
- Duration
- 22h 43m
Affected: Xactus360
Timeline · 2 updates
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investigating Mar 04, 2026, 08:37 PM UTC
An intermittent issue has been identified where completed AccountChek PDFs are not returning to Xactus360. For immediate access to a recently completed order, please email [email protected] while we work to resolve.
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resolved Mar 05, 2026, 07:21 PM UTC
AccountChek PDFs are now successfully returning to Xactus360 for all new orders. If you need access to a completed order that was impacted during the disruption, please email [email protected] while we complete the remaining remediation.
Read the full incident report →
- Detected by Pingoru
- Mar 02, 2026, 09:25 PM UTC
- Resolved
- Mar 03, 2026, 12:34 AM UTC
- Duration
- 3h 8m
Affected: Experian
Timeline · 5 updates
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investigating Mar 02, 2026, 09:25 PM UTC
We are investigating an observed increase in error rates for Experian Precise ID requests.
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investigating Mar 02, 2026, 10:43 PM UTC
We are in contact with Experian support to troubleshoot the issue.
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investigating Mar 02, 2026, 11:32 PM UTC
We are continuing to investigate this issue.
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monitoring Mar 02, 2026, 11:41 PM UTC
Experian was able to confirm that an outage was observed on their systems. Error rates for Experian Precise ID have returned to normal. We will continue to monitor the performance for stability.
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resolved Mar 03, 2026, 12:34 AM UTC
This incident has been resolved.
Read the full incident report →