Xactus Outage History

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Xactus had 48 outages in the last 2 years totaling 1234h 39m of downtime — averaging 2 incidents per month.

There were 48 Xactus outages since August 1, 2025 totaling 1234h 39m of downtime. Each is summarised below — incident details, duration, and resolution information.

Source: https://status.xactus.com

Major August 7, 2026

The Work Number - Elevated Error Rate

Detected by Pingoru
Aug 07, 2026, 12:18 PM UTC
Resolved
Aug 07, 2026, 02:16 PM UTC
Duration
1h 57m
Affected: Employment VerificationX
Timeline · 3 updates
  1. investigating Aug 07, 2026, 12:18 PM UTC

    We are investigating an elevated error rate with requests to The Work Number (TWN).

  2. investigating Aug 07, 2026, 01:31 PM UTC

    We are continuing to investigate this issue with Equifax Support. Orders for The Work Number are receiving "Received fatal alert: handshake_failure" error messages.

  3. resolved Aug 07, 2026, 02:16 PM UTC

    This incident has been resolved.

Read the full incident report →

Critical July 30, 2026

Encompass Partner Connect Service Disruption

Detected by Pingoru
Jul 30, 2026, 11:49 AM UTC
Resolved
Jul 30, 2026, 06:49 PM UTC
Duration
6h 59m
Affected: Encompass Partner Connect (EPC)
Timeline · 4 updates
  1. identified Jul 30, 2026, 11:49 AM UTC

    ICE is currently experiencing a service disruption impacting all Encompass Partner Connect orders. This is not a Xactus specific issue.

  2. identified Jul 30, 2026, 03:33 PM UTC

    ICE has restored core services, but is still working to restore Encompass Partner Network as a critical priority.

  3. monitoring Jul 30, 2026, 06:25 PM UTC

    Encompass Partner Connect functionality has been restored by ICE. We continue to monitor performance as there may be delays with processing according to ICE.

  4. resolved Jul 30, 2026, 06:49 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor July 24, 2026

Experian Credit Service Disruption

Detected by Pingoru
Jul 24, 2026, 11:30 AM UTC
Resolved
Jul 24, 2026, 12:28 PM UTC
Duration
58m
Affected: Credit - Experian
Timeline · 4 updates
  1. investigating Jul 24, 2026, 11:30 AM UTC

    We are investigating elevated error rates affecting credit requests to Experian.

  2. identified Jul 24, 2026, 11:58 AM UTC

    Experian has confirmed an issue impacting their service. This is not specific to Xactus.

  3. monitoring Jul 24, 2026, 12:13 PM UTC

    Requests to Experian are beginning to return successfully. We are continuing to monitor for stability.

  4. resolved Jul 24, 2026, 12:28 PM UTC

    This incident has been resolved.

Read the full incident report →

Major July 14, 2026

LexisNexis Service Disruption

Detected by Pingoru
Jul 14, 2026, 03:45 PM UTC
Resolved
Jul 14, 2026, 05:27 PM UTC
Duration
1h 41m
Affected: Fraud ReportX
Timeline · 3 updates
  1. investigating Jul 14, 2026, 03:45 PM UTC

    We are currently investigating a service disruption with requests sent to LexusNexis. Fraud ReportX and Credit ReportX reports that include Liens & Judgments are impacted. We will provide updates as they become available.

  2. identified Jul 14, 2026, 04:27 PM UTC

    LexisNexis has confirmed they are experiencing a system outage. Service for Fraud ReportX has been restored. Credit ReportX reports that include Liens & Judgments continue to be impacted.

  3. resolved Jul 14, 2026, 05:27 PM UTC

    This incident has been resolved.

Read the full incident report →

Notice July 13, 2026

Experian Undisclosed DebtX Activation Errors

Detected by Pingoru
Jul 13, 2026, 04:35 PM UTC
Resolved
Jul 15, 2026, 10:50 PM UTC
Duration
2d 6h
Affected: Undisclosed DebtX
Timeline · 3 updates
  1. investigating Jul 13, 2026, 04:35 PM UTC

    We are investigating reports of errors with Undisclosed DebtX activations from Experian due to duplicate submissions. This appears to affect a subset of previously submitted requests with Experian - new orders are being processed as intended. We are working to resolve this and will provide updates as they become available.

  2. identified Jul 15, 2026, 05:50 PM UTC

    We have identified the issue impacting the subset of Experian orders and are working to implement the fix.

  3. resolved Jul 15, 2026, 10:50 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor July 8, 2026

Experian Undisclosed DebtX Activation Delays

Detected by Pingoru
Jul 08, 2026, 02:33 PM UTC
Resolved
Jul 10, 2026, 06:10 PM UTC
Duration
2d 3h
Affected: Undisclosed DebtX
Timeline · 2 updates
  1. identified Jul 08, 2026, 02:33 PM UTC

    Select Undisclosed DebtX activation requests sent to Experian starting 7/1/2026 have been delayed. We are actively working with Experian to resolve this.

  2. resolved Jul 10, 2026, 06:10 PM UTC

    The Undisclosed DebtX missing Activations/Deactivations from 7/1/26 - 7/2/26 are currently being processed by Experian and are expected by Monday 7/13/26.

Read the full incident report →

Notice June 15, 2026

Undisclosed DebtX Activations - Experian

Detected by Pingoru
Jun 15, 2026, 08:34 PM UTC
Resolved
Jun 26, 2026, 03:48 PM UTC
Duration
10d 19h
Affected: Undisclosed DebtX
Timeline · 4 updates
  1. identified Jun 15, 2026, 08:34 PM UTC

    We have identified an issue impacting select Undisclosed DebtX activations with Experian between 6/5 and 6/7, which are currently stuck in a “pending” status. We are actively working with Experian to resolve the issue and will provide updates as they become available.

  2. identified Jun 17, 2026, 07:42 PM UTC

    Undisclosed DebtX orders with Experian requested between 6/4 - 6/7 have been resolved. We have identified additional orders made between 6/10 - 6/12 that are stuck in a "pending" status. Orders placed since 6/12 are functioning as intended. We are continuing to work with Experian to resolve the issue and will provide updates as they become available.

  3. monitoring Jun 23, 2026, 09:34 PM UTC

    Experian is processing previously impacted orders. We expect normal performance to be restored but will continue to monitor.

  4. resolved Jun 26, 2026, 03:48 PM UTC

    This incident has been resolved.

Read the full incident report →

Critical May 18, 2026

Xactus 360 Unavailable

Detected by Pingoru
May 18, 2026, 02:41 PM UTC
Resolved
May 18, 2026, 03:30 PM UTC
Duration
49m
Affected: Xactus360
Timeline · 3 updates
  1. identified May 18, 2026, 02:41 PM UTC

    We have identified an issue impacting all product ordering and return from Xactus 360. We are actively working to restore service.

  2. monitoring May 18, 2026, 03:04 PM UTC

    The root cause has been identified, and service to Xactus360 has been restored. We are continuing to monitor to ensure stability.

  3. resolved May 18, 2026, 03:30 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor May 13, 2026

Experian Precise ID Request Errors

Detected by Pingoru
May 13, 2026, 12:10 AM UTC
Resolved
May 13, 2026, 12:40 AM UTC
Duration
29m
Affected: Experian
Timeline · 3 updates
  1. investigating May 13, 2026, 12:10 AM UTC

    We are investigating elevated error rates with Experian Precise ID requests. Credit requests are unaffected. We are in contact with Experian.

  2. monitoring May 13, 2026, 12:16 AM UTC

    Response rates for Precise ID have returned to normal levels. We are continuing to monitor.

  3. resolved May 13, 2026, 12:40 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor May 11, 2026

Xactus360 Credit Report Merge/Unmerge Options Visibility

Detected by Pingoru
May 11, 2026, 06:07 PM UTC
Resolved
May 12, 2026, 06:15 PM UTC
Duration
1d
Affected: Xactus360
Timeline · 4 updates
  1. identified May 11, 2026, 06:07 PM UTC

    In Xactus360, the option to Merge and/or Unmerge credit reports may not be displayed for some users. We are actively working to correct this. To request support with this issue, email [email protected].

  2. identified May 11, 2026, 10:07 PM UTC

    We applied a fix that partially restored the options to users. We are continuing our efforts to fully resolve this.

  3. monitoring May 12, 2026, 05:25 PM UTC

    A fix has been implemented and we are monitoring the results.

  4. resolved May 12, 2026, 06:15 PM UTC

    This incident has been resolved.

Read the full incident report →

Critical May 8, 2026

Experian Credit and Precise ID Errors

Detected by Pingoru
May 08, 2026, 01:17 AM UTC
Resolved
May 08, 2026, 01:36 AM UTC
Duration
18m
Affected: Experian
Timeline · 3 updates
  1. investigating May 08, 2026, 01:17 AM UTC

    Credit and Precise ID requests to Experian are returning error responses at a high rate. We are in contact with Experian to investigate the issue.

  2. monitoring May 08, 2026, 01:26 AM UTC

    Requests are beginning to return successful responses from Experian. We will continue to monitor for stability.

  3. resolved May 08, 2026, 01:36 AM UTC

    This incident has been resolved. Experian responses are functioning as expected.

Read the full incident report →

Major May 5, 2026

Elevated Error Rate for Experian PreciseID

Detected by Pingoru
May 05, 2026, 03:08 PM UTC
Resolved
May 05, 2026, 05:30 PM UTC
Duration
2h 21m
Affected: Experian
Timeline · 3 updates
  1. investigating May 05, 2026, 03:08 PM UTC

    We are investigating elevated error rates observed for attempts to pull Precise ID reports from Experian.

  2. identified May 05, 2026, 04:55 PM UTC

    Experian support has informed us that they are making progress with resolving the technical outage.

  3. resolved May 05, 2026, 05:30 PM UTC

    This incident has been resolved.

Read the full incident report →

Major April 30, 2026

Multiple products experiencing disruption

Detected by Pingoru
Apr 30, 2026, 09:55 PM UTC
Resolved
May 01, 2026, 12:13 AM UTC
Duration
2h 18m
Affected: Xactus360FraudX
Timeline · 3 updates
  1. identified Apr 30, 2026, 09:55 PM UTC

    We are aware of a condition that is causing some products to behave unexpectedly. A fix has been identified and is currently being deployed.

  2. monitoring Apr 30, 2026, 11:14 PM UTC

    A fix has been implemented and we are monitoring the results. It may take up to an hour for the fix to fully take effect.

  3. resolved May 01, 2026, 12:13 AM UTC

    This incident has been resolved.

Read the full incident report →

Major April 29, 2026

Social Security VerificationX

Detected by Pingoru
Apr 29, 2026, 02:53 PM UTC
Resolved
Apr 29, 2026, 03:00 PM UTC
Duration
7m
Affected: IRS SSA
Timeline · 2 updates
  1. investigating Apr 29, 2026, 02:53 PM UTC

    Users of Social Security VerificationX product may observe unexpected service disruption at this time. We are investigating the issue.

  2. resolved Apr 29, 2026, 03:00 PM UTC

    This incident has been resolved. All orders are processing and pending orders have resumed.

Read the full incident report →

Minor April 28, 2026

Tax TranscriptX - Temporary IRS Issue Impacting Some 1099 Transcripts

Detected by Pingoru
Apr 28, 2026, 09:57 PM UTC
Resolved
May 29, 2026, 03:24 PM UTC
Duration
30d 17h
Affected: IRS SSA
Timeline · 2 updates
  1. identified Apr 28, 2026, 09:57 PM UTC

    The IRS is currently experiencing a system issue affecting delivery of Wage and Income transcripts when a Form 1099‑DA is included. As a result, we are unable to fulfill some 1099 related requests at this time. The IRS has not provided an estimated resolution date. To avoid further delays, orders are being completed based on the information currently available from the IRS. Should you require the 1099 after the issue is resolved, a new order will need to be submitted. If you have questions or would like to discuss a specific order, please contact us at [email protected].

  2. resolved May 29, 2026, 03:24 PM UTC

    The IRS has resolved this issue and orders are processing as expected.

Read the full incident report →

Major April 22, 2026

High Error Rates - Experian Credit

Detected by Pingoru
Apr 22, 2026, 08:51 PM UTC
Resolved
Apr 22, 2026, 10:22 PM UTC
Duration
1h 31m
Affected: Experian
Timeline · 4 updates
  1. investigating Apr 22, 2026, 08:51 PM UTC

    We have detected elevated error rates for credit pulls from Experian. We are investigating the cause of the issue now.

  2. identified Apr 22, 2026, 09:15 PM UTC

    We have confirmed with support personnel at Experian that they are working to resolve an outage.

  3. monitoring Apr 22, 2026, 09:57 PM UTC

    Error rates have returned to normal levels. We will monitor to ensure stability.

  4. resolved Apr 22, 2026, 10:22 PM UTC

    This incident has been resolved.

Read the full incident report →

Notice April 21, 2026

Errors when accessing credit files

Detected by Pingoru
Apr 21, 2026, 07:07 PM UTC
Resolved
Apr 21, 2026, 08:14 PM UTC
Duration
1h 6m
Affected: Xactus360
Timeline · 2 updates
  1. monitoring Apr 21, 2026, 07:07 PM UTC

    A subset of queries for credit reports were experiencing elevated error rates. A workaround has been deployed to stabilize performance. Error rates have subsided and we are continuing to monitor.

  2. resolved Apr 21, 2026, 08:14 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor April 10, 2026

Xactus360 Credit Report X Timeout Errors

Detected by Pingoru
Apr 10, 2026, 06:33 PM UTC
Resolved
Apr 10, 2026, 07:49 PM UTC
Duration
1h 16m
Affected: Xactus360
Timeline · 3 updates
  1. investigating Apr 10, 2026, 06:33 PM UTC

    We are investigating reports of timeout errors when interacting with Credit Report X in Xactus360.

  2. monitoring Apr 10, 2026, 07:26 PM UTC

    A fix has been implemented and we are monitoring the results.

  3. resolved Apr 10, 2026, 07:49 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor April 10, 2026

Equifax Elevated Error Rates

Detected by Pingoru
Apr 10, 2026, 03:19 AM UTC
Resolved
Apr 10, 2026, 10:18 AM UTC
Duration
6h 59m
Affected: Equifax
Timeline · 2 updates
  1. investigating Apr 10, 2026, 03:19 AM UTC

    We have observed an increase in error rates for credit pulls through Equifax. Xactus staff has engaged Equifax support for assistance.

  2. resolved Apr 10, 2026, 10:18 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor April 1, 2026

Xactus360 Performance Degradation

Detected by Pingoru
Apr 01, 2026, 05:28 PM UTC
Resolved
Apr 03, 2026, 12:55 PM UTC
Duration
1d 19h
Affected: Xactus360
Timeline · 4 updates
  1. investigating Apr 01, 2026, 05:28 PM UTC

    We have identified an issue causing intermittent performance degradation in Xactus360 that is impacting product/service delivery. We are investigating and working to resolve the issue.

  2. identified Apr 01, 2026, 07:13 PM UTC

    We have identified the issue that was causing intermittent performance degradation in Xactus360. Product/service delivery has resumed as expected. We are continuing to monitor.

  3. monitoring Apr 02, 2026, 03:00 PM UTC

    We are monitoring the issue that was causing intermittent performance degradation in Xactus360. Product/service delivery continues to be successful.

  4. resolved Apr 03, 2026, 12:55 PM UTC

    This incident has been resolved.

Read the full incident report →

Critical March 27, 2026

Equifax connection failures

Detected by Pingoru
Mar 27, 2026, 10:00 PM UTC
Resolved
Mar 27, 2026, 11:20 PM UTC
Duration
1h 19m
Affected: Equifax
Timeline · 3 updates
  1. investigating Mar 27, 2026, 10:00 PM UTC

    We are investigating elevated error rates with connections to Equifax.

  2. monitoring Mar 27, 2026, 10:58 PM UTC

    Error rates have returned to normal. We will monitor performance to ensure stability.

  3. resolved Mar 27, 2026, 11:20 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor March 4, 2026

Asset VerificationX (AccountChek) Reports Missing Intermittently

Detected by Pingoru
Mar 04, 2026, 08:37 PM UTC
Resolved
Mar 05, 2026, 07:21 PM UTC
Duration
22h 43m
Affected: Xactus360
Timeline · 2 updates
  1. investigating Mar 04, 2026, 08:37 PM UTC

    An intermittent issue has been identified where completed AccountChek PDFs are not returning to Xactus360. For immediate access to a recently completed order, please email [email protected] while we work to resolve.

  2. resolved Mar 05, 2026, 07:21 PM UTC

    AccountChek PDFs are now successfully returning to Xactus360 for all new orders. If you need access to a completed order that was impacted during the disruption, please email [email protected] while we complete the remaining remediation.

Read the full incident report →

Major March 2, 2026

Elevated Experian Precise ID Error Rate

Detected by Pingoru
Mar 02, 2026, 09:25 PM UTC
Resolved
Mar 03, 2026, 12:34 AM UTC
Duration
3h 8m
Affected: Experian
Timeline · 5 updates
  1. investigating Mar 02, 2026, 09:25 PM UTC

    We are investigating an observed increase in error rates for Experian Precise ID requests.

  2. investigating Mar 02, 2026, 10:43 PM UTC

    We are in contact with Experian support to troubleshoot the issue.

  3. investigating Mar 02, 2026, 11:32 PM UTC

    We are continuing to investigate this issue.

  4. monitoring Mar 02, 2026, 11:41 PM UTC

    Experian was able to confirm that an outage was observed on their systems. Error rates for Experian Precise ID have returned to normal. We will continue to monitor the performance for stability.

  5. resolved Mar 03, 2026, 12:34 AM UTC

    This incident has been resolved.

Read the full incident report →

Major February 25, 2026

TransUnion Disruption

Detected by Pingoru
Feb 25, 2026, 02:21 PM UTC
Resolved
Feb 25, 2026, 03:35 PM UTC
Duration
1h 14m
Affected: Xactus360
Timeline · 2 updates
  1. investigating Feb 25, 2026, 02:21 PM UTC

    We have observed elevated error rates with TransUnion credit pulls. We have engaged with TransUnion support to troubleshoot the issue.

  2. resolved Feb 25, 2026, 03:35 PM UTC

    TransUnion credit pull error rates have returned to normal.

Read the full incident report →

Major February 23, 2026

Experian Precise ID Disruption

Detected by Pingoru
Feb 23, 2026, 10:01 PM UTC
Resolved
Feb 24, 2026, 05:10 AM UTC
Duration
7h 9m
Affected: Experian
Timeline · 2 updates
  1. investigating Feb 23, 2026, 10:01 PM UTC

    Experian is experiencing a widespread service outage with Precise ID. Experian is aware of the issue and is working to restore the service.

  2. resolved Feb 24, 2026, 05:10 AM UTC

    This incident has been resolved.

Read the full incident report →