Swan Outage History

Swan degraded · 1 active incident View live status →

Swan had 40 outages in the last 2 years totaling 149h 40m of downtime — averaging 1.6 incidents per month.

There were 40 Swan outages since January 11, 2026 totaling 149h 40m of downtime. Each is summarised below — incident details, duration, and resolution information.

Source: https://status.swan.io

Minor October 14, 2026

LIVE - QES identification issue

Detected by Pingoru
Oct 14, 2026, 12:00 PM UTC
Resolved
Oct 15, 2026, 09:32 AM UTC
Duration
21h 32m
Affected: User Acquisition (Identification)
Timeline · 2 updates
  1. identified Oct 14, 2026, 12:00 PM UTC

    From **Oct 14th at 2pm**., we are experiencing an issue with identification, users are able to complete the identification flow without any visible error, but the identification is never validated. We are actively trying to resolve the issue, and will provide the next update by an hour.

  2. resolved Oct 15, 2026, 09:32 AM UTC

    We implemented a fix and confirm that the situation is back to normal.

Read the full incident report →

Minor October 4, 2026

LIVE - SEPA Instant Credit Transfers

Detected by Pingoru
Oct 04, 2026, 04:23 AM UTC
Resolved
Oct 04, 2026, 04:47 AM UTC
Duration
23m
Affected: Credit Transfers and Direct Debits (SEPA Instant Credit Transfers)
Timeline · 2 updates
  1. investigating Oct 04, 2026, 04:23 AM UTC

    Starting from 05:00 CET, we experienced a failure in Instant SEPA Credit Transfers, resulting on all SCT Instant to be refused. We are currently investigating the issue and will provide updates accordingly.

  2. resolved Oct 04, 2026, 04:47 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor October 1, 2026

LIVE - Operations

Detected by Pingoru
Oct 01, 2026, 12:00 PM UTC
Resolved
Oct 01, 2026, 12:33 PM UTC
Duration
33m
Affected: Operations
Timeline · 2 updates
  1. investigating Oct 01, 2026, 12:00 PM UTC

    Following internal technical issues experienced earlier today (1 October), partners may experience increased delays in operational tasks, including Onboarding and KYC processing. We are working to catch up with the resulting backlog and appreciate your patience.

  2. resolved Oct 01, 2026, 12:33 PM UTC

    Following internal technical issues experienced earlier today (1 October), partners may experience increased delays in operational tasks, including Onboarding and KYC processing. We are working to catch up with the resulting backlog and appreciate your patience.

Read the full incident report →

Major September 23, 2026

LIVE - Card Payments

Detected by Pingoru
Sep 23, 2026, 02:04 PM UTC
Resolved
Sep 23, 2026, 03:05 PM UTC
Duration
1h
Affected: Cards (Card payments)
Timeline · 3 updates
  1. investigating Sep 23, 2026, 02:04 PM UTC

    Starting from **16h00** we are experiencing a failure in Card Payments, resulting on some Card Transactions to be refused. The issues appear to be related to an outage at a provider. We are currently investigating the issue and will provide the next update by **17h00.**

  2. monitoring Sep 23, 2026, 02:16 PM UTC

    The issue appears to be resolved. We are currently monitoring the status.

  3. resolved Sep 23, 2026, 03:05 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor September 11, 2026

LIVE - International Credit Transfers

Detected by Pingoru
Sep 11, 2026, 09:57 AM UTC
Resolved
Sep 11, 2026, 03:56 PM UTC
Duration
5h 59m
Affected: Cards (Card payments)Credit Transfers and Direct Debits (International Credit Transfers)
Timeline · 6 updates
  1. investigating Sep 11, 2026, 09:57 AM UTC

    Starting from 11h22, we are experiencing a high failure rate on International Credit Transfer-related operations. The issues appear to be related to an outage at a provider. We are currently investigating the issue and will provide the next update by **13h00.**

  2. identified Sep 11, 2026, 10:12 AM UTC

    We can confirm that the incident only impacts outgoing International Credit Transfers. We are awaiting additional analysis on impacted currencies and routes. The next update will be provided before 14h00\.

  3. identified Sep 11, 2026, 11:58 AM UTC

    The incident is ongoing.

  4. identified Sep 11, 2026, 01:06 PM UTC

    The incident is ongoing.

  5. monitoring Sep 11, 2026, 02:33 PM UTC

    The issue has been identified and a fix is being implemented.

  6. resolved Sep 11, 2026, 03:56 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor August 13, 2026

LIVE - Swan API

Detected by Pingoru
Aug 13, 2026, 12:41 PM UTC
Resolved
Aug 13, 2026, 12:44 PM UTC
Duration
2m
Affected: Data Availability (API)
Timeline · 2 updates
  1. investigating Aug 13, 2026, 12:41 PM UTC

    As of 14h48, we are experiencing instability on the Swan API. We are investigating the root cause and will provide an update by 15h30.

  2. resolved Aug 13, 2026, 12:44 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor August 11, 2026

LIVE - SmartPIN Services

Detected by Pingoru
Aug 11, 2026, 03:07 PM UTC
Resolved
Aug 11, 2026, 05:02 PM UTC
Duration
1h 55m
Affected: Cards (Virtual & Physical Card Management)
Timeline · 2 updates
  1. investigating Aug 11, 2026, 03:07 PM UTC

    As of 17h07, we are experiencing an outage of SmartPIN services due to an issue at an upstream provider. Card PINs delivered by SMS may not be available for users. We will provide an update by 18h30\.

  2. resolved Aug 11, 2026, 06:05 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor August 10, 2026

LIVE - Card Management

Detected by Pingoru
Aug 10, 2026, 05:52 AM UTC
Resolved
Aug 10, 2026, 09:37 AM UTC
Duration
3h 45m
Affected: Cards (Virtual & Physical Card Management)
Timeline · 5 updates
  1. investigating Aug 10, 2026, 05:52 AM UTC

    As of 7h52, we are experiencing an issue with card management (Create PIN/get PIN/etc.). We are investigating the incident and will provide the next update before 9h30.

  2. identified Aug 10, 2026, 07:27 AM UTC

    The incident is ongoing. We will provide the next update by 10h30.

  3. identified Aug 10, 2026, 08:13 AM UTC

    The incident is ongoing, and appears to be related to an issue at an upstream provider. We will provide the next update by 11h30\.

  4. identified Aug 10, 2026, 09:17 AM UTC

    The incident is ongoing. We will provide an update before 12h30.

  5. resolved Aug 10, 2026, 09:37 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor August 4, 2026

LIVE - API

Detected by Pingoru
Aug 04, 2026, 10:01 AM UTC
Resolved
Aug 04, 2026, 11:28 AM UTC
Duration
1h 27m
Affected: Data Availability (API)
Timeline · 3 updates
  1. investigating Aug 04, 2026, 10:01 AM UTC

    As of 11:48, we are experiencing a high volume of latency issues on the Swan API. We are investigating the root cause and will provide an update by 12:30\.

  2. monitoring Aug 04, 2026, 10:20 AM UTC

    The incident appears to be resolved. We are currently monitoring the result.

  3. resolved Aug 04, 2026, 11:28 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor June 29, 2026

LIVE - SEPA Instant Credit Transfers (Partial Outage)

Detected by Pingoru
Jun 29, 2026, 10:16 AM UTC
Resolved
Jun 29, 2026, 11:55 AM UTC
Duration
1h 39m
Affected: Credit Transfers and Direct Debits (SEPA Instant Credit Transfers)
Timeline · 2 updates
  1. investigating Jun 29, 2026, 10:16 AM UTC

    Between 12:16 and 13:55CET, we experienced a **partial** outage of **incoming** SEPA Instant Credit Transfers.

  2. resolved Jun 29, 2026, 11:55 AM UTC

    Service has now been restored. This incident has been resolved.

Read the full incident report →

Minor June 28, 2026

As of 8h46 CET, we are experiencing a partial outage of incoming and outgoing SEPA Instant Credit Transfers. For payments where the fallback option is enabled, they will be processed as a standard SEPA transfer.

Detected by Pingoru
Jun 28, 2026, 06:46 AM UTC
Resolved
Jun 28, 2026, 07:14 AM UTC
Duration
28m
Affected: Credit Transfers and Direct Debits (SEPA Instant Credit Transfers)
Timeline · 2 updates
  1. investigating Jun 28, 2026, 06:46 AM UTC

    We are currently investigating this incident.

  2. resolved Jun 28, 2026, 07:14 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor June 28, 2026

LIVE - SEPA Instant Credit Transfer in and out are unavailable

Detected by Pingoru
Jun 28, 2026, 12:59 AM UTC
Resolved
Jun 28, 2026, 02:31 AM UTC
Duration
1h 32m
Affected: Credit Transfers and Direct Debits (SEPA Instant Credit Transfers)
Timeline · 2 updates
  1. investigating Jun 28, 2026, 12:59 AM UTC

    **Starting from 02:59 CET, we experienced a failure in Instant SEPA Credit Transfers, resulting on all SCT Instant to be refused. We are currently investigating the issue and will provide updates accordingly**

  2. resolved Jun 28, 2026, 02:31 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor June 13, 2026

SEPA Instant Payments Disruption

Detected by Pingoru
Jun 13, 2026, 10:52 PM UTC
Resolved
Jun 14, 2026, 12:49 AM UTC
Duration
1h 57m
Affected: Credit Transfers and Direct Debits (SEPA Instant Credit Transfers)
Timeline · 2 updates
  1. investigating Jun 13, 2026, 10:52 PM UTC

    As of 00:52 CET on June 14, we are experiencing an issue with SEPA Instant Payments (incoming and outgoing). We are currently investigating the root cause.

  2. resolved Jun 14, 2026, 12:49 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor May 28, 2026

LIVE - Card Management

Detected by Pingoru
May 28, 2026, 01:42 PM UTC
Resolved
May 28, 2026, 05:50 PM UTC
Duration
4h 7m
Affected: Cards (Virtual & Physical Card Management)
Timeline · 7 updates
  1. investigating May 28, 2026, 01:42 PM UTC

    As of 15h, there is an issue with displaying card numbers virtually. Users may not be able to access card details through Swan Web Banking or partner applications. We are investigating the root cause and will provide an update by 17h.

  2. identified May 28, 2026, 02:29 PM UTC

    We have confirmed that this is due to an outage at an upstream provider. We are monitoring the situation and will provide an update before 17h30.

  3. monitoring May 28, 2026, 02:50 PM UTC

    The outage appears to be fixed. We will continue monitoring to ensure everything has been resolved.

  4. resolved May 28, 2026, 03:31 PM UTC

    This incident has been resolved.

  5. identified May 28, 2026, 04:21 PM UTC

    This issue appears to be occurring again. We are investigating the root cause and will provide an update by 19h30\.

  6. identified May 28, 2026, 05:13 PM UTC

    We are awaiting additional information and will provide an update tomorrow morning.

  7. resolved May 28, 2026, 05:50 PM UTC

    This incident has been resolved.

Read the full incident report →

Major May 18, 2026

LIVE - Qualified Electronic Signature

Detected by Pingoru
May 18, 2026, 09:55 AM UTC
Resolved
May 18, 2026, 10:14 AM UTC
Duration
18m
Affected: User Acquisition (Onboarding)
Timeline · 3 updates
  1. investigating May 18, 2026, 09:55 AM UTC

    From 11h53, QES identification is impacted due to an incident at an upstream provider. Users who require a QES identification step may be unable to proceed. Other identification flows are unaffected.

  2. monitoring May 18, 2026, 10:14 AM UTC

    The issue appears to be resolved. We are monitoring to confirm.

  3. resolved May 18, 2026, 10:14 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor May 12, 2026

LIVE - Web Banking

Detected by Pingoru
May 12, 2026, 11:10 AM UTC
Resolved
May 12, 2026, 12:00 PM UTC
Duration
50m
Affected: Data Availability (Web-banking)
Timeline · 2 updates
  1. investigating May 12, 2026, 11:10 AM UTC

    From 13h10 to 14h, Web Banking was unavailable due to a bug in a recent release. The issue has been identified and a fix has been implemented.

  2. resolved May 12, 2026, 12:00 PM UTC

    This incident has been resolved.

Read the full incident report →

Major May 7, 2026

LIVE - SMS

Detected by Pingoru
May 07, 2026, 07:39 AM UTC
Resolved
May 11, 2026, 07:53 AM UTC
Duration
4d
Affected: Account Management (User Notification (SMS & Email))
Timeline · 4 updates
  1. investigating May 07, 2026, 07:39 AM UTC

    From 9h35, we are experiencing an issue with SMS delivery due to an outage at an upstream provider. End users may not receive requested SMS for actions such as logging into web banking and validating sensitive actions. We will continue to update as the incident develops.

  2. monitoring May 07, 2026, 08:30 AM UTC

    We have routed SMS traffic to an alternate provider. We are continuing to monitor the situation at our primary provider and will provide an update when the incident is resolved.

  3. monitoring May 07, 2026, 02:34 PM UTC

    The provider is continuing to work on fully restoring service. Once service is fully recovered, queued messages from earlier today will be delivered to end users.

  4. resolved May 11, 2026, 07:53 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor April 27, 2026

LIVE - Verification of Payee

Detected by Pingoru
Apr 27, 2026, 11:15 AM UTC
Resolved
Apr 27, 2026, 03:02 PM UTC
Duration
3h 47m
Affected: OverallCredit Transfers and Direct Debits (Verification of Payee)
Timeline · 4 updates
  1. investigating Apr 27, 2026, 11:15 AM UTC

    As of 13h15, we are experiencing an issue with verification of payee. Users may encounter disruptions in the service. We will update by 14h30 with more information.

  2. identified Apr 27, 2026, 12:32 PM UTC

    This issue is related to an outage at an upstream provider. We are monitoring their status and will provide an update by 15h30.

  3. monitoring Apr 27, 2026, 12:36 PM UTC

    This issue appears to be resolved and we are monitoring the result.

  4. resolved Apr 27, 2026, 03:02 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor April 23, 2026

LIVE - PIN Services

Detected by Pingoru
Apr 23, 2026, 12:08 PM UTC
Resolved
Apr 23, 2026, 12:19 PM UTC
Duration
10m
Affected: OverallCards (Virtual & Physical Card Management)
Timeline · 2 updates
  1. investigating Apr 23, 2026, 12:08 PM UTC

    As of 12:56, we are experiencing a provider-side outage of the Get PIN/View PIN action. We will update here by 15h with status.

  2. resolved Apr 23, 2026, 12:19 PM UTC

    This incident has been resolved.

Read the full incident report →

Major April 22, 2026

LIVE - Card Payments

Detected by Pingoru
Apr 22, 2026, 12:55 AM UTC
Resolved
Apr 22, 2026, 01:28 AM UTC
Duration
33m
Affected: OverallCards (Card payments)
Timeline · 4 updates
  1. investigating Apr 22, 2026, 12:55 AM UTC

    We are currently experiencing an issue with Card payment. Our teams are actively working to resolve this. Thank you for your patience.

  2. identified Apr 22, 2026, 01:15 AM UTC

    We are continuing to work on a fix for this incident.

  3. monitoring Apr 22, 2026, 01:17 AM UTC

    We implemented a fix and are currently monitoring the result.

  4. resolved Apr 22, 2026, 01:28 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor April 21, 2026

LIVE - Onboarding

Detected by Pingoru
Apr 21, 2026, 04:03 PM UTC
Resolved
Apr 21, 2026, 05:27 PM UTC
Duration
1h 23m
Affected: OverallUser Acquisition (Onboarding)
Timeline · 2 updates
  1. investigating Apr 21, 2026, 04:03 PM UTC

    As of 17h15, QES (Qualified Electronic Signature) identification is currently impacted due to an incident on our provider's side. End users who are required to complete a QES identification step may be unable to proceed. Other identification flows are not affected. We will provide an update on resolution as soon as we learn more.

  2. resolved Apr 21, 2026, 05:27 PM UTC

    As of 19h27, this issue is resolved.

Read the full incident report →