Xactus incident

Experian Refresh Reports Return a Subcode Error

Minor Resolved View vendor source →

Xactus experienced a minor incident on July 18, 2025 affecting Experian, lasting 16h 46m. The incident has been resolved; the full update timeline is below.

Started
Jul 18, 2025, 08:41 PM UTC
Resolved
Jul 19, 2025, 01:27 PM UTC
Duration
16h 46m
Detected by Pingoru
Jul 18, 2025, 08:41 PM UTC

Affected components

Experian

Update timeline

  1. investigating Jul 18, 2025, 08:41 PM UTC

    We've received reports that Experian Refresh requests are failing and giving a subcode error. Xactus staff has engaged Experian support for assistance.

  2. investigating Jul 19, 2025, 01:05 AM UTC

    We remain engaged with Experian support to investigate and resolve the cause of this incident.

  3. investigating Jul 19, 2025, 04:43 AM UTC

    We remain engaged with Experian support to investigate and resolve the cause of this incident. Another update will be provided tomorrow by 11:00 AM EDT

  4. resolved Jul 19, 2025, 01:27 PM UTC

    Experian was able to reactivate the affected subcode to resolve the issue.