Cross River Bank incident

Push to Pay Express Latency

Resolved after 7 hours 59 minutes, affecting Card Payments Authorization Service and Card Payments Push Service and 1 more, on September 3, 2026.

resolved Sep 03, 2026, 10:24 PM UTC

Status of all systems is back to normal, delayed transactions are being processed but we will continue to monitor and work with partners to address any delayed transactions that do not get processed.

Started
Sep 03, 2026, 02:24 PM UTC
Resolved
Sep 03, 2026, 10:24 PM UTC
Duration
7h 59m
Detected by Pingoru
Sep 03, 2026, 02:24 PM UTC

Affected components

Card Payments Authorization ServiceCard Payments Push ServiceCard Payments Pull Service

Update timeline

  1. investigating Sep 03, 2026, 02:24 PM UTC

    We are currently experiencing latency with our Push to Pay Express. Our engineers are investigating, and updates will follow shortly.

  2. identified Sep 03, 2026, 02:54 PM UTC

    The elevated latency on our Push to Pay Web API has been traced to an upstream Mastercard Send service disruption impacting P2P, Funding, and Disbursement API calls (impact start 13:27 UTC). Mastercard is actively investigating. Transactions on alternate rails are unaffected. Next update to follow. Mastercard Reference Number: INC000000624660

  3. identified Sep 03, 2026, 03:42 PM UTC

    Our engineers are actively troubleshooting our Push to Pay Web API latency issue, and will provide an update as more information becomes available.

  4. identified Sep 03, 2026, 04:20 PM UTC

    Our engineers continue to actively troubleshoot the Push to Pay Web API latency issue. There are no additional updates at this time. We will provided further information as it becomes available .

  5. identified Sep 03, 2026, 05:27 PM UTC

    Mastercard has identified the cause as an event at a third-party provider. Core Mastercard transaction processing remains operational; impact is limited to a subset of value-added services, including the Send APIs used by Push to Pay. Mastercard's teams are actively working the issue. Alternate rails remain unaffected. Next update to follow.

  6. monitoring Sep 03, 2026, 07:45 PM UTC

    Mastercard has advised that their teams continue to investigate and remediate the issue impacting multiple services; some services are beginning to recover, though efforts remain ongoing to fully restore all impacted services. We are seeing our Mastercard Send rail services stabilize, with response times back to normal, error rates reduced, and internal alerts cleared. As Mastercard's remediation continues, intermittent impact remains possible. We continue to monitor.

  7. monitoring Sep 03, 2026, 08:52 PM UTC

    Mastercard connectivity has been restored and all systems are operating normally. We continue to monitor the environment and address a small number of residual issues resulting from the disruption.

  8. monitoring Sep 03, 2026, 10:23 PM UTC

    We are continuing to monitor for any further issues.

  9. resolved Sep 03, 2026, 10:24 PM UTC

    Status of all systems is back to normal, delayed transactions are being processed but we will continue to monitor and work with partners to address any delayed transactions that do not get processed.

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