Plaid Outage History

Plaid is up right now

Plaid had 46 outages in the last 2 years totaling 243h 12m of downtime — averaging 1.9 incidents per month.

There were 46 Plaid outages since October 20, 2025 totaling 243h 12m of downtime. Each is summarised below — incident details, duration, and resolution information.

Source: https://status.plaid.com

Notice September 17, 2026

Service Disruption Impacting Chime connections

Detected by Pingoru
Sep 17, 2026, 08:22 PM UTC
Resolved
Sep 18, 2026, 02:23 AM UTC
Duration
6h 1m
Timeline · 2 updates
  1. investigating Sep 17, 2026, 08:22 PM UTC

    Chime is currently experiencing downtime impacting all channels and data recipients. Transactions Data updates might be delayed. We will provide an update when Chime has resolved the issue.

  2. resolved Sep 18, 2026, 02:23 AM UTC

    This incident has been resolved.

Read the full incident report →

Notice September 15, 2026

Transaction Updates Delayed

Detected by Pingoru
Sep 15, 2026, 05:56 PM UTC
Resolved
Sep 16, 2026, 12:24 AM UTC
Duration
6h 27m
Timeline · 3 updates
  1. investigating Sep 15, 2026, 05:56 PM UTC

    We are currently experiencing delays in Transactions updates. We are actively investigating and working to mitigate this issue.

  2. investigating Sep 15, 2026, 07:12 PM UTC

    We have resolved the underlying issue and the system is now recovering. Transactions updates will be delayed for the next few hours.

  3. resolved Sep 16, 2026, 12:24 AM UTC

    This incident has been resolved.

Read the full incident report →

Minor September 15, 2026

Elevated Item add errors

Detected by Pingoru
Sep 15, 2026, 04:31 PM UTC
Resolved
Sep 15, 2026, 06:45 PM UTC
Duration
2h 13m
Timeline · 4 updates
  1. investigating Sep 15, 2026, 04:31 PM UTC

    We are currently experiencing elevated error rates for Item adds. We are actively investigating and working to mitigate this issue.

  2. identified Sep 15, 2026, 06:26 PM UTC

    We have identified the root cause of the issue and are actively working to mitigate the impact.

  3. monitoring Sep 15, 2026, 06:36 PM UTC

    This issue has been mitigated. We are closely monitoring our systems as we recover.

  4. resolved Sep 15, 2026, 06:45 PM UTC

    This incident has been resolved.

Read the full incident report →

Notice September 11, 2026

Statements API downtime

Detected by Pingoru
Sep 11, 2026, 04:56 PM UTC
Resolved
Sep 11, 2026, 10:15 PM UTC
Duration
5h 19m
Timeline · 2 updates
  1. investigating Sep 11, 2026, 04:56 PM UTC

    Our Statements API, /statements/download, is currently experiencing unexpected downtime. We are actively investigating and working to mitigate this issue.

  2. resolved Sep 11, 2026, 10:15 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor August 24, 2026

Elevated API errors

Detected by Pingoru
Aug 24, 2026, 05:36 AM UTC
Resolved
Aug 24, 2026, 09:13 PM UTC
Duration
15h 36m
Timeline · 2 updates
  1. monitoring Aug 24, 2026, 05:36 AM UTC

    This issue has been mitigated. We are closely monitoring our systems as we recover.

  2. resolved Aug 24, 2026, 09:13 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor August 16, 2026

Service Disruption Impacting Navy Federal Credit Union connections

Detected by Pingoru
Aug 16, 2026, 03:13 PM UTC
Resolved
Aug 16, 2026, 06:51 PM UTC
Duration
3h 37m
Timeline · 4 updates
  1. investigating Aug 16, 2026, 03:13 PM UTC

    Navy Federal Credit Union is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Navy Federal Credit Union has resolved the issue.

  2. investigating Aug 16, 2026, 03:24 PM UTC

    Navy Federal Credit Union is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Navy Federal Credit Union has resolved the issue.

  3. monitoring Aug 16, 2026, 04:29 PM UTC

    Navy Federal Credit Union connection health is recovering. We'll continue monitoring and provide and update when Navy Federal Credit Union has fully resolved the issue.

  4. resolved Aug 16, 2026, 06:51 PM UTC

    The health issue with Navy Federal Credit Union has been resolved

Read the full incident report →

Notice August 5, 2026

Delayed Capital One Transactions Updates

Detected by Pingoru
Aug 05, 2026, 01:01 AM UTC
Resolved
Aug 10, 2026, 05:39 PM UTC
Duration
5d 16h
Timeline · 5 updates
  1. investigating Aug 05, 2026, 01:01 AM UTC

    We are investigating delayed transaction updates affecting a subset of Capital One Items. Affected Items remain healthy; the impact is limited to delayed refresh of transaction data.

  2. investigating Aug 05, 2026, 02:26 AM UTC

    We have identified the root cause of the issue and are actively working to mitigate the impact.

  3. identified Aug 05, 2026, 02:40 AM UTC

    We have identified the root cause of the issue and are actively working to mitigate the impact.

  4. monitoring Aug 05, 2026, 07:52 PM UTC

    We've addressed the underlying cause and are currently monitoring for the resolution.

  5. resolved Aug 10, 2026, 05:39 PM UTC

    All Delayed Transactions have now been fully processed.

Read the full incident report →

Major August 2, 2026

Service Disruption Impacting Bank of America connections

Detected by Pingoru
Aug 02, 2026, 02:51 PM UTC
Resolved
Aug 03, 2026, 12:53 PM UTC
Duration
22h 1m
Timeline · 2 updates
  1. investigating Aug 02, 2026, 02:51 PM UTC

    We are observing issues impacting new connections to Bank of America. We have notified Bank of America and are working to root cause and resolve this issue as quickly as possible.

  2. resolved Aug 03, 2026, 12:53 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor August 1, 2026

python SDK degraded on Identity Verification APIs

Detected by Pingoru
Aug 01, 2026, 01:34 AM UTC
Resolved
Aug 01, 2026, 02:56 AM UTC
Duration
1h 22m
Timeline · 2 updates
  1. identified Aug 01, 2026, 01:34 AM UTC

    We've identified and issue causing degraded performance for our Python SDK (v33.0.0 and later) when retrieving Identity Verification results. We are deploying a fix.

  2. resolved Aug 01, 2026, 02:56 AM UTC

    A fix is deployed. This incident has been resolved.

Read the full incident report →

Notice July 27, 2026

Virtual Account perfomance degradation (UK and Europe)

Detected by Pingoru
Jul 27, 2026, 04:34 PM UTC
Resolved
Jul 28, 2026, 08:40 AM UTC
Duration
16h 6m
Timeline · 5 updates
  1. investigating Jul 27, 2026, 04:34 PM UTC

    We are currently experiencing elevated error rates for Payouts/Refunds API calls. We are actively investigating and working to mitigate this issue.

  2. identified Jul 27, 2026, 05:55 PM UTC

    We have identified the root cause of the issue and are actively working to mitigate the impact. This is also impacting payments transitioning to SETTLED status.

  3. identified Jul 27, 2026, 08:35 PM UTC

    The incident is ongoing and we are working with our partner to restore service. You may continue to see issues with Refunds and Payouts. Settlement webhooks for pay-ins are also impacted.

  4. monitoring Jul 27, 2026, 10:09 PM UTC

    We are observing improved performance and services are returning to normal operations. We are closely monitoring our systems as we recover.

  5. resolved Jul 28, 2026, 08:40 AM UTC

    This incident has been resolved. Our services have returned to normal operations.

Read the full incident report →

Notice July 23, 2026

Transfer Status Upates Delays

Detected by Pingoru
Jul 23, 2026, 08:36 PM UTC
Resolved
Jul 23, 2026, 09:59 PM UTC
Duration
1h 22m
Timeline · 2 updates
  1. investigating Jul 23, 2026, 08:36 PM UTC

    Transfer is experiencing delays affecting status updates for some Standard ACH and Same-Day ACH transfers created yesterday. Impacted Transfers were successfully settled on ACH network. Transfer creation and new payment processing are operating normally. We've identified the root cause and are actively addressing it and will update this incident as it is resolved.

  2. resolved Jul 23, 2026, 09:59 PM UTC

    All impacted ACH and Same-day ACH transfers's status have been updated to posted. They will be marked as settled later today.

Read the full incident report →

Notice July 23, 2026

Payouts/Refunds API degraded

Detected by Pingoru
Jul 23, 2026, 11:41 AM UTC
Resolved
Jul 23, 2026, 02:33 PM UTC
Duration
2h 52m
Timeline · 5 updates
  1. investigating Jul 23, 2026, 11:41 AM UTC

    We are currently experiencing elevated error rates for Payouts/Refunds API calls. We are actively investigating and working to mitigate this issue.

  2. identified Jul 23, 2026, 11:51 AM UTC

    We have identified the root cause of the issue and are actively working to mitigate the impact.

  3. monitoring Jul 23, 2026, 12:25 PM UTC

    This issue has been mitigated. We are closely monitoring our systems as we recover.

  4. monitoring Jul 23, 2026, 02:28 PM UTC

    This incident has been resolved.

  5. resolved Jul 23, 2026, 02:33 PM UTC

    This incident has been resolved.

Read the full incident report →

Notice July 17, 2026

Link performance degradation

Detected by Pingoru
Jul 17, 2026, 11:59 PM UTC
Resolved
Jul 18, 2026, 01:39 AM UTC
Duration
1h 39m
Timeline · 2 updates
  1. investigating Jul 17, 2026, 11:59 PM UTC

    We are experiencing degraded performance with Link. Some users are seeing issues with Link, where when users completes an OAuth flow with a bank, Plaid Link may crash and restart, prompting users to connect their bank accounts again. We believe that this is related to a recent WebKit bug: [https://bugs.webkit.org/show_bug.cgi?id=318772](https://bugs.webkit.org/show_bug.cgi?id=318772 "https://bugs.webkit.org/show_bug.cgi?id=318772") We are actively investigating and working to mitigate this issue.

  2. resolved Jul 18, 2026, 01:39 AM UTC

    This incident has been resolved.

Read the full incident report →

Major July 16, 2026

Elevated dashboard.plaid.com error rates

Detected by Pingoru
Jul 16, 2026, 08:48 AM UTC
Resolved
Jul 16, 2026, 10:30 AM UTC
Duration
1h 42m
Timeline · 4 updates
  1. investigating Jul 16, 2026, 08:48 AM UTC

    We are experiencing elevated error rates on the Plaid Dashboard during SSO and Google sign-ins. We are actively investigating this issue.

  2. identified Jul 16, 2026, 09:22 AM UTC

    We are experiencing elevated error rates on the Plaid Dashboard during SSO and Google sign-ins. We are working on a resolution.

  3. monitoring Jul 16, 2026, 09:30 AM UTC

    SSO and Social Logins on the Plaid Dashboard are now working with increased latency. We'll continue to monitor until fully recovered.

  4. resolved Jul 16, 2026, 10:30 AM UTC

    SSO and Google logins in the Plaid Dashboard are now performing as normal.

Read the full incident report →

Major July 12, 2026

Service Disruption Impacting Chase connections

Detected by Pingoru
Jul 12, 2026, 12:43 AM UTC
Resolved
Jul 12, 2026, 12:45 AM UTC
Duration
2m
Timeline · 2 updates
  1. investigating Jul 12, 2026, 12:43 AM UTC

    Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.

  2. resolved Jul 12, 2026, 12:45 AM UTC

    This incident has been resolved.

Read the full incident report →

Major July 11, 2026

Service Disruption Impacting Wells Fargo connections

Detected by Pingoru
Jul 11, 2026, 01:56 AM UTC
Resolved
Jul 11, 2026, 02:16 AM UTC
Duration
19m
Timeline · 2 updates
  1. investigating Jul 11, 2026, 01:56 AM UTC

    Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

  2. resolved Jul 11, 2026, 02:16 AM UTC

    This incident has been resolved.

Read the full incident report →

Notice July 10, 2026

IDV Performance Degradation

Detected by Pingoru
Jul 10, 2026, 06:46 PM UTC
Resolved
Jul 10, 2026, 09:40 PM UTC
Duration
2h 53m
Timeline · 2 updates
  1. monitoring Jul 10, 2026, 06:46 PM UTC

    Identity Verification experienced a degradation in performance affecting Document checks between 16:37 UTC and 18:05 UTC. Performance has been restored. We are closely monitoring our systems as we recover.

  2. resolved Jul 10, 2026, 09:40 PM UTC

    This incident has been resolved.

Read the full incident report →

Notice May 21, 2026

Increased Transactions webhook latency

Detected by Pingoru
May 21, 2026, 07:36 PM UTC
Resolved
May 22, 2026, 12:30 AM UTC
Duration
4h 53m
Timeline · 4 updates
  1. investigating May 21, 2026, 07:36 PM UTC

  2. investigating May 21, 2026, 08:12 PM UTC

  3. monitoring May 21, 2026, 08:30 PM UTC

  4. resolved May 22, 2026, 12:30 AM UTC

Read the full incident report →

Notice April 30, 2026

Dashboard widgets appearing as dark variants

Detected by Pingoru
Apr 30, 2026, 07:53 PM UTC
Resolved
Apr 30, 2026, 08:55 PM UTC
Duration
1h 1m
Timeline · 3 updates
  1. investigating Apr 30, 2026, 07:53 PM UTC

    Dashboard widgets are appearing as dark theme variants for some users.

  2. identified Apr 30, 2026, 08:09 PM UTC

    We've spotted that something has gone wrong. We're currently investigating the issue, and will provide an update soon.

  3. resolved Apr 30, 2026, 08:55 PM UTC

    This incident has been resolved.

Read the full incident report →

Notice April 23, 2026

IDV Downtime

Detected by Pingoru
Apr 23, 2026, 05:33 PM UTC
Resolved
Apr 23, 2026, 05:58 PM UTC
Duration
25m
Timeline · 2 updates
  1. monitoring Apr 23, 2026, 05:33 PM UTC

    Identity Verification experienced downtime between 17:02 to 17:07 UTC. The problem has since been identified and fixed.

  2. resolved Apr 23, 2026, 05:58 PM UTC

    This incident has been resolved.

Read the full incident report →

Minor April 18, 2026

Elevated Link errors

Detected by Pingoru
Apr 18, 2026, 03:45 AM UTC
Resolved
Apr 18, 2026, 07:47 AM UTC
Duration
4h 2m
Timeline · 2 updates
  1. investigating Apr 18, 2026, 03:45 AM UTC

    We are currently experiencing elevated error rates for Link due to AT&T messaging issues. We are actively investigating and working to mitigate this issue.

  2. resolved Apr 18, 2026, 07:47 AM UTC

    We experienced degraded performance with Link. Some Link users missed their text messages. The issue has been mitigated.

Read the full incident report →

Major March 27, 2026

Elevated dashboard error rates

Detected by Pingoru
Mar 27, 2026, 05:06 PM UTC
Resolved
Mar 27, 2026, 09:26 PM UTC
Duration
4h 20m
Timeline · 3 updates
  1. investigating Mar 27, 2026, 05:06 PM UTC

    We are experiencing elevated error rates in the Dashboard. We are actively investigating this issue.

  2. monitoring Mar 27, 2026, 05:19 PM UTC

    The issue has been mitigated. We are closely monitoring our systems as we recover.

  3. resolved Mar 27, 2026, 09:26 PM UTC

    This incident has been resolved.

Read the full incident report →