Is Plaid down?
Last checked 9m agoNo incidents right now.
Plaid is operational right now. Last checked 9m ago; the most recent incident resolved 1d ago.
Real-time Plaid status, recent outages, and incident history — pulled directly from Plaid's official status page at https://status.plaid.com every 5 minutes. Pingoru tracks 4 Plaid services and has captured 36 incidents in the last 90 days (95.13% uptime). Get email, Slack, Discord, or webhook alerts the moment Plaid reports a new incident — free for 5 monitors, no credit card.
Recent outages & incidents
Past 90 days-
Timeline · 5 updates
- investigating · Jul 27, 2026, 04:34 PM UTC
We are currently experiencing elevated error rates for Payouts/Refunds API calls. We are actively investigating and working to mitigate this issue.
- identified · Jul 27, 2026, 05:55 PM UTC
We have identified the root cause of the issue and are actively working to mitigate the impact. This is also impacting payments transitioning to SETTLED status.
- identified · Jul 27, 2026, 08:35 PM UTC
The incident is ongoing and we are working with our partner to restore service. You may continue to see issues with Refunds and Payouts. Settlement webhooks for pay-ins are also impacted.
- monitoring · Jul 27, 2026, 10:09 PM UTC
We are observing improved performance and services are returning to normal operations. We are closely monitoring our systems as we recover.
- resolved · Jul 28, 2026, 08:40 AM UTC
This incident has been resolved. Our services have returned to normal operations.
Latest: This incident has been resolved. Our services have returned to normal operations.
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Timeline · 2 updates
- investigating · Jul 23, 2026, 08:36 PM UTC
Transfer is experiencing delays affecting status updates for some Standard ACH and Same-Day ACH transfers created yesterday. Impacted Transfers were successfully settled on ACH network. Transfer creation and new payment processing are operating normally. We've identified the root cause and are actively addressing it and will update this incident as it is resolved.
- resolved · Jul 23, 2026, 09:59 PM UTC
All impacted ACH and Same-day ACH transfers's status have been updated to posted. They will be marked as settled later today.
Latest: All impacted ACH and Same-day ACH transfers's status have been updated to posted. They will be marked as settled later today.
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Timeline · 5 updates
- investigating · Jul 23, 2026, 11:41 AM UTC
We are currently experiencing elevated error rates for Payouts/Refunds API calls. We are actively investigating and working to mitigate this issue.
- identified · Jul 23, 2026, 11:51 AM UTC
We have identified the root cause of the issue and are actively working to mitigate the impact.
- monitoring · Jul 23, 2026, 12:25 PM UTC
This issue has been mitigated. We are closely monitoring our systems as we recover.
- monitoring · Jul 23, 2026, 02:28 PM UTC
This incident has been resolved.
- resolved · Jul 23, 2026, 02:33 PM UTC
This incident has been resolved.
Latest: This incident has been resolved.
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Timeline · 13 updates
- investigating · Jul 22, 2026, 02:58 PM UTC
We are currently experiencing delays in Transactions updates. We are actively investigating and working to mitigate this issue.
- investigating · Jul 22, 2026, 04:43 PM UTC
We are currently experiencing delays in Transactions updates. We are actively investigating and working to mitigate this issue. 12:41pm EST - We're currently monitoring initial/full pull recovery over the next five to eight hours, will provide more information soon
- investigating · Jul 22, 2026, 05:22 PM UTC
We are currently experiencing delays in Transactions updates. We are actively investigating and working to mitigate this issue. 12:41pm EST - We're currently monitoring initial/full pull recovery over the next five to eight hours, will provide more information soon 1:21pm EST - To clarify, we are prioritizing initial and full pull recovery. We will work on recovering default pulls next. We don't yet have an estimate to when these delays will be fully resolved.
- investigating · Jul 22, 2026, 05:32 PM UTC
We are currently experiencing delays in Transactions updates. We are actively investigating and working to mitigate this issue. 1:21pm EST - We are prioritizing initial and full pull recovery. We will work on recovering default pulls next. We don't yet have an estimate to when these delays will be fully resolved.
- investigating · Jul 22, 2026, 05:39 PM UTC
We are currently experiencing delays in Transactions updates. We are actively investigating and working to mitigate this issue. We are prioritizing recovery of initial and historical Transaction webhooks and then will work through the Default webhook queue. We expect the first group to complete in the next 2-3 hours. Webhooks are being sent on a FIFO basis.
- investigating · Jul 22, 2026, 09:25 PM UTC
The underlying issue is resolved and the system continues to recover. Initial and Historical webhook queues are processing and Default webhooks will process when that completes.
- monitoring · Jul 22, 2026, 11:53 PM UTC
The underlying issue has been resolved, and recovery is progressing. Initial and historical transaction webhooks are now caught up, and new webhooks, including default webhooks, are being processed normally. We are continuing to work through the remaining backlog of older default webhook updates and are monitoring recovery closely.
- monitoring · Jul 23, 2026, 03:23 PM UTC
The underlying issue has been resolved, and recovery is progressing. Initial and historical transaction webhooks are now caught up, and new webhooks, including default webhooks, are being processed normally. We are continuing to work through the remaining backlog of older default update webhooks and expect all missing webhooks to be processed by the end of the day.
- monitoring · Jul 23, 2026, 07:43 PM UTC
The underlying issue has been resolved, and recovery is progressing. Initial and historical transaction webhooks are now caught up, and new webhooks, including default webhooks, are being processed normally. We are continuing to work through the remaining backlog of older default update webhooks and expect all missing webhooks to be processed by the end of the day.
- monitoring · Jul 23, 2026, 11:50 PM UTC
The underlying issue has been resolved, and recovery is progressing. Initial and historical transaction webhooks are now caught up, and new webhooks, including default webhooks, are being processed normally. We are continuing to work through the remaining backlog of older default update webhooks and expect all missing webhooks to be processed by the end of the day.
- investigating · Jul 24, 2026, 02:22 AM UTC
We are again experiencing delays in Transactions update webhooks due to a recurrence of the third-party service provider issue that caused the earlier degradation. We are working closely with the provider to mitigate the issue and restore normal processing as quickly as possible.
- monitoring · Jul 24, 2026, 04:26 AM UTC
The third-party provider issue has been mitigated and recovery is progressing. New item connections and their initial and historical transaction webhooks are healthy and firing normally again, and new transaction updates, including default update webhooks, are being processed normally. We have resumed working through the remaining backlog of older default update webhooks and will continue to monitor closely as it clears.
- resolved · Jul 24, 2026, 10:02 AM UTC
This incident is now resolved. The underlying issue has been fully mitigated, and all delayed default update webhooks have now been delivered. New item connections and their initial and historical transaction webhooks are firing normally, and new transaction updates, including default update webhooks, are being processed normally.
Latest: This incident is now resolved. The underlying issue has been fully mitigated, and all delayed default update webhooks have now been delivered. New item connections and their initia…
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Timeline · 2 updates
- investigating · Jul 17, 2026, 11:59 PM UTC
We are experiencing degraded performance with Link. Some users are seeing issues with Link, where when users completes an OAuth flow with a bank, Plaid Link may crash and restart, prompting users to connect their bank accounts again. We believe that this is related to a recent WebKit bug: [https://bugs.webkit.org/show_bug.cgi?id=318772](https://bugs.webkit.org/show_bug.cgi?id=318772 "https://bugs.webkit.org/show_bug.cgi?id=318772") We are actively investigating and working to mitigate this issue.
- resolved · Jul 18, 2026, 01:39 AM UTC
This incident has been resolved.
Latest: This incident has been resolved.
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See the full Plaid outage history
22 more incidents in the last 90 days, plus the full multi-year archive of per-service events and update timelines.
Browse Plaid outage history →Or sign up free to get alerts when Plaid breaks · 10 free monitors · No credit card
- Started Jul 27, 2026, 04:34 PM UTC · Resolved Jul 28, 2026, 08:40 AM UTC · 16h 6m
- Transfer Status Upates Delays ResolvedStarted Jul 23, 2026, 08:36 PM UTC · Resolved Jul 23, 2026, 09:59 PM UTC · 1h 22m
- Payouts/Refunds API degraded ResolvedStarted Jul 23, 2026, 11:41 AM UTC · Resolved Jul 23, 2026, 02:33 PM UTC · 2h 52m
- Transaction Updates Delayed ResolvedStarted Jul 22, 2026, 02:58 PM UTC · Resolved Jul 24, 2026, 10:02 AM UTC · 1d 19h
- Link performance degradation ResolvedStarted Jul 17, 2026, 11:59 PM UTC · Resolved Jul 18, 2026, 01:39 AM UTC · 1h 39m
- Started Jul 16, 2026, 08:48 AM UTC · Resolved Jul 16, 2026, 10:30 AM UTC · 1h 42m
- Elevated API errors ResolvedStarted Jul 12, 2026, 03:06 AM UTC · Resolved Jul 12, 2026, 05:57 AM UTC · 2h 51m
- Started Jul 12, 2026, 12:43 AM UTC · Resolved Jul 12, 2026, 12:45 AM UTC · 2m