Curve incident

3DS challenges approval rate degraded

Critical Resolved View vendor source →

Curve experienced a critical incident on July 15, 2026 affecting Transactions processing, lasting 2h 26m. The incident has been resolved; the full update timeline is below.

Started
Jul 15, 2026, 07:46 AM UTC
Resolved
Jul 15, 2026, 10:12 AM UTC
Duration
2h 26m
Detected by Pingoru
Jul 15, 2026, 07:46 AM UTC

Affected components

Transactions processing

Update timeline

  1. identified Jul 15, 2026, 07:46 AM UTC

    We are currently experiencing a significant disruption affecting transactions that require 3D Secure (3DS) challenges due to an issue with a third-party provider. As a result, a high number of these transactions may be declined during the authentication process. Our team is working closely with the provider to restore normal approval rates and is actively monitoring the situation. We will provide further updates as more information becomes available.

  2. identified Jul 15, 2026, 08:24 AM UTC

    The payment issues are traced to Mastercard's servers and their team is working on a fix, not yet resolved. We'll update as soon as it's restored.

  3. identified Jul 15, 2026, 09:00 AM UTC

    We're still monitoring this issue closely. No new updates to share yet, but we'll post here as soon as there's progress.

  4. monitoring Jul 15, 2026, 09:20 AM UTC

    Mastercard has implemented a fix, and we're seeing service begin to return to normal. We'll continue monitoring closely and confirm once fully resolved.

  5. resolved Jul 15, 2026, 10:12 AM UTC

    This incident is now resolved and all services are operating normally. Thank you for your patience, and we're sorry for the disruption.