Is Payments Hub Down Right Now? Live Payments Hub Status & Outages | IsDown incident

Funding Delay Notice – BMO Merchants (Oct. 23)

Resolved after 9 hours 24 minutes, affecting Banking Networks - Funding (External), on October 23, 2026.

monitoring Oct 23, 2026, 02:58 PM UTC

BMO has confirmed that the delayed ACH file has been successfully processed for same-day funding. Affected BMO merchants should receive their deposits by the end of the business day today, October 23. We will continue monitoring deposit activity to ensure funds are posted as expected.

Started
Oct 23, 2026, 01:23 PM UTC
Resolved
Oct 23, 2026, 10:48 PM UTC
Duration
9h 24m
Detected by Pingoru
Oct 23, 2026, 01:23 PM UTC

Affected components

Banking Networks - Funding (External)

Update timeline

  1. monitoring Oct 23, 2026, 01:23 PM UTC

    Some BMO merchants may experience delayed deposits today due to an earlier ACH file processing issue at BMO. The issue has been resolved, and deposits are expected to post later today, pending confirmation from BMO. We are actively working with BMO and EPX to confirm funding timelines and will provide our next update by 10:30 AM ET.

  2. monitoring Oct 23, 2026, 02:42 PM UTC

    We are still working on a finalized funding timeline and will provide our next update by 11:30 AM ET.

  3. monitoring Oct 23, 2026, 02:58 PM UTC

    BMO has confirmed that the delayed ACH file has been successfully processed for same-day funding. Affected BMO merchants should receive their deposits by the end of the business day today, October 23. We will continue monitoring deposit activity to ensure funds are posted as expected.

  4. resolved Oct 23, 2026, 10:48 PM UTC

    This incident has been resolved.

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