Affirm incident

Identified Issue Affecting Loan Applications in UK

Resolved after 1 hour 25 minutes, affecting UK - Shop Pay Installments, on November 2, 2026.

monitoring Nov 02, 2026, 08:11 PM UTC

We have implemented a fix and have seen recovery. We will continue to monitor the situation to ensure that our systems are fully operational.

Started
Nov 02, 2026, 07:18 PM UTC
Resolved
Nov 02, 2026, 08:44 PM UTC
Duration
1h 25m
Detected by Pingoru
Nov 02, 2026, 07:18 PM UTC

Affected components

UK - Shop Pay Installments

Update timeline

  1. identified Nov 02, 2026, 07:18 PM UTC

    We have identified an issue affecting UK sessions that require a physical identity verification step-up. Affected sessions are being incorrectly denied rather than being routed to the appropriate identity verification provider.

  2. monitoring Nov 02, 2026, 08:11 PM UTC

    We have implemented a fix and have seen recovery. We will continue to monitor the situation to ensure that our systems are fully operational.

  3. resolved Nov 02, 2026, 08:44 PM UTC

    This incident has been resolved.

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