Zai Outage History

Zai is up right now

Pingoru has recorded 50 incidents for Zai: 10 in the last 12 months and 2 in the last 90 days.

Source: status.hellozai.com

50incidents recorded
10last 12 months
2last 90 days
111 minutestypical duration
Incidents per month
012AprMayJunJulAugSepOctNov0
Share of hours with an open incident, any severity
0%50%100%AprMayJunJulAugSepOctNov0%
Pingoru began tracking Zai in April 2026, so earlier months are not shown. Hover a bar for its value.
Show as a table
MonthIncidentsHours with an open incident
April 202612 of 720 (0%)
May 202613 of 744 (0%)
June 202610 of 720 (0%)
July 202610 of 744 (0%)
August 202610 of 744 (0%)
September 202610 of 720 (0%)
October 202600 of 744 (0%)
November 202600 of 68 (0%)

Incidents, newest first

Notice September 22, 2026 Partial Degradation - Card Payments 2h 25m Cards Payins

Started Sep 22, 2026, 02:56 AM UTC· resolved Sep 22, 2026, 05:22 AM UTC

  1. investigating Sep 22, 2026, 02:56 AM UTC

    Zai Engineers have detected a recurrence of the upstream card payment issue. While not all transactions are impacted, some errors may again be experienced when using the make_payment and charges endpoints. Our team is in contact with our upstream provider to prioritise resolution of this issue. We’ll continue to share updates as soon as more information is available. Thank you for bearing with us as we work through this recurrence.

  2. monitoring Sep 22, 2026, 04:57 AM UTC

    A fix has been implemented and we are monitoring the results.

  3. resolved Sep 22, 2026, 05:22 AM UTC

    Our upstream provider has resolved the card payment incident. The make_payment, charges and card account creation endpoints are now operating normally, and we are no longer seeing elevated errors. We will continue to monitor the service closely. Thank you for your patience while this was resolved.

Read the full incident report →

Minor August 25, 2026 Zai Dashboard Unavailable 16m Dashboard

Started Aug 25, 2026, 11:35 PM UTC· resolved Aug 25, 2026, 11:52 PM UTC

  1. investigating Aug 25, 2026, 11:35 PM UTC

    We are currently experiencing an issue where the Zai Dashboard https://dashboard.hellozai.com is inaccessible. Users may be unable to log in or view account data through the portal at this time. Current Actions: Our engineering team has identified the issue and is actively working on a resolution. We will provide updates as more information becomes available. Next Update: Within [30/60] minutes or upon resolution. We apologise for any inconvenience this may cause and appreciate your patience while we work to restore full service.

  2. resolved Aug 25, 2026, 11:52 PM UTC

    This incident has been resolved.

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Notice July 15, 2026 Investigating issues with Fast payments (NPP) payouts 24m Fast Payments (NPP) Payouts

Started Jul 15, 2026, 02:16 AM UTC· resolved Jul 15, 2026, 02:41 AM UTC

  1. investigating Jul 15, 2026, 02:16 AM UTC

    We are currently experiencing an issue affecting NPP Payouts. As a result, NPP payouts may be delayed or unavailable. To minimise disruption, affected payouts will be redirected and processed via Direct Entry. Please note that Direct Entry payments are subject to the standard processing time and may take longer to settle than NPP payouts. Our engineering team is actively working to resolve the issue and restore normal NPP Payout services as quickly as possible. We will continue to provide updates as more information becomes available.

  2. resolved Jul 15, 2026, 02:41 AM UTC

    This incident has been resolved.

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Notice June 23, 2026 Card Payments and Tokenisation Issue 18m Cards Payins

Started Jun 23, 2026, 10:21 PM UTC· resolved Jun 23, 2026, 10:39 PM UTC

  1. investigating Jun 23, 2026, 10:21 PM UTC

    We are currently experiencing intermittent transaction authorisation issues and tokenisation request errors due to a third-party power disruption affecting part of our payments infrastructure. As a result, some transaction authorisations may be declined or return an error "Unable to process request". Service has been restored for some affected systems, and our card provider continues to work towards restoring full service. We are closely monitoring the situation and will provide further updates as they become available.

  2. resolved Jun 23, 2026, 10:39 PM UTC

    This incident has been resolved.

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Minor May 4, 2026 Card Payments and Tokenisation Issue (Resolved) 3h 1m Cards Payins

Started May 04, 2026, 12:18 AM UTC· resolved May 04, 2026, 03:19 AM UTC

  1. monitoring May 04, 2026, 12:18 AM UTC

    Overnight, we experienced a temporary issue with card tokenisation services of an upstream provider. This caused some card payments and card storage attempts to fail between 10:42pm Sunday 3 May and approximately 12:15am Monday 4 May. The issue has now been resolved and services are operating normally. • You can safely retry any card card storage requests that were affected. • Our technical teams are currently verifying the status of payments processed during this incident and we’ll provide further guidance on next steps regarding payment retries as soon as possible. We’re sorry for this disruption and appreciate your understanding.

  2. resolved May 04, 2026, 03:19 AM UTC

    Payments processed during this incident have now been verified by our team. If possible, it is safe to retry any payments that were declined during this period.

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Minor April 17, 2026 Partial BPAY Settlement Processing Delay 2h 7m Direct Debit Payins

Started Apr 17, 2026, 02:32 AM UTC· resolved Apr 17, 2026, 04:40 AM UTC

  1. identified Apr 17, 2026, 02:32 AM UTC

    We are currently experiencing a delay affecting settlement processing for some BPAY transactions. Zai did not receive the expected BPAY settlement file at 8:30pm on 16 April 2026. Our banking partner is actively investigating this as a priority. We expect the file to be sent and processed today, with affected funds to be credited to each user's wallet on the next banking day, Monday 20 April 2026. We will provide a further update within the next two hours. We apologise for the inconvenience and appreciate your patience.

  2. resolved Apr 17, 2026, 04:40 AM UTC

    The previously missing BPAY settlement file has now been delivered to Zai by our banking partner and successfully processed. Affected funds will be available in user wallets on the next banking day, Monday 20 April 2026. No further impact is expected. We apologise again for any inconvenience caused and appreciate your patience while we worked with our banking partner to resolve this issue.

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Notice March 17, 2026 Zai System Maintenance - Impact to Pre-Live Services 43m

Started Mar 17, 2026, 09:26 AM UTC· resolved Mar 17, 2026, 10:10 AM UTC

  1. identified Mar 17, 2026, 09:26 AM UTC

    Pre-live maintenance is continuing to extend past the planned window - we will update when possible. Expect intermittent outages in the prelive API until this maintenance is completed.

  2. resolved Mar 17, 2026, 10:10 AM UTC

    These activities are now complete.

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Notice March 12, 2026 Potential Issue with AMEX Authorisations 4h 1m Cards Payins

Started Mar 12, 2026, 03:41 AM UTC· resolved Mar 12, 2026, 07:42 AM UTC

  1. investigating Mar 12, 2026, 03:41 AM UTC

    We are currently investigating a potential issue affecting an upstream provider's processing of American Express payment authorisations.

  2. monitoring Mar 12, 2026, 04:54 AM UTC

    The issue has been resolved and service has been restored. Our teams are continuing to monitor closely to ensure ongoing stability. During the incident, American Express payment authorizations were impacted. Customers attempting to process payments with American Express cards may have experienced failed payment attempts. We recommend retrying any failed transactions. Our team is reviewing the status of affected payments, and if we identify cases requiring further action, we will contact the relevant customers directly. We apologize for the inconvenience and appreciate your patience while we worked to restore service.

  3. resolved Mar 12, 2026, 07:42 AM UTC

    The latest instance of this error was detected at ~3:05pm AEDT. Our ongoing monitoring confirms no further impact from this earlier upstream interruption to American Express transactions.

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Minor March 10, 2026 Intermittent Failures for Some PayTo Agreement and Payment Requests 4h 3m PayTo Payins

Started Mar 10, 2026, 11:21 PM UTC· resolved Mar 11, 2026, 03:25 AM UTC

  1. investigating Mar 10, 2026, 11:21 PM UTC

    Some instability with PayTo services is being observed, and we are working internally to identify and rectify the underlying issue as soon as possible.

  2. monitoring Mar 11, 2026, 12:17 AM UTC

    We have resolved the issue and are continuing to monitor the system to ensure stability. During the incident, some “Create PayTo Agreement” and “Initiate PayTo Payment” requests may have failed. Our team is currently reviewing the status of any affected transactions. If we identify impacts requiring action, we will contact the relevant customers directly with further information.

  3. resolved Mar 11, 2026, 03:25 AM UTC

    We have not observed any further impact since the service was stabilised, and this incident is now closed. Based on our review of affected transactions, the overall impact has been downgraded to Minor. We are continuing to investigate the status of a small number of affected transactions and will contact impacted customers directly if further information or action is required. If you have any concerns in the meantime, please contact our Technical Support team at [email protected].

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Notice November 25, 2025 Potential card payment processing latency 1h 9m Cards Payins

Started Nov 25, 2025, 11:16 PM UTC· resolved Nov 26, 2025, 12:26 AM UTC

  1. investigating Nov 25, 2025, 11:16 PM UTC

    Our upstream Cards processing provider has informed us of an incident causing potential latency to Cards transactions. We are working closely with our upstream provider to monitor their resolution of this issue. We will provide an update in 1 hour, or as soon as we have more information to share.

  2. investigating Nov 26, 2025, 12:19 AM UTC

    Our upstream cards processing provider has confirmed they are still working on their network issue, which may cause transaction latency, declines, or errors. We will continue to monitor their resolution of this incident and provide an update within the next 90 minutes, or as soon as we have updates to share. We apologise again for the impact this may cause.

  3. resolved Nov 26, 2025, 12:26 AM UTC

    Our upstream cards processing provider has informed us that the network latency issues they were experiencing have now been resolved and cards processing should be restored to normal. Zai will continue to closely monitor for any recurrence. We apologise for the impact this may have caused.

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Minor August 31, 2025 Partial Degradation - Card Payments 3d 1h Cards Payins

Started Aug 31, 2025, 10:33 PM UTC· resolved Sep 03, 2025, 11:55 PM UTC

  1. investigating Aug 31, 2025, 10:33 PM UTC

    Zai Engineers have detected a recurrence of the upstream card payment issue experienced on Friday. While not all transactions are impacted, some errors may again be experienced when using the make_payment and charges endpoints. Our team is in contact with our upstream provider to prioritise resolution of this issue. We’ll continue to share updates as soon as more information is available. Thank you for bearing with us as we work through this recurrence.

  2. investigating Sep 01, 2025, 12:01 AM UTC

    Our investigation shows the impact is less severe than the partial outage experienced on Friday, however is still causing failures to some transactions. We are in close contact with our provider who is actively investigating the problem.

  3. monitoring Sep 03, 2025, 01:13 AM UTC

    Our investigation with our provider has confirmed this issue only affects payments using cards that were added to Zai’s system during the previous upstream outage on Friday 29 August. Cards added before or after the outage are unaffected and can be used to transact successfully. * As a workaround, if possible, impacted payers may re-add their card and retry their payment. * If re-adding the card is not possible, we are continuing to work with our provider to restore functionality for the affected cards. Given this workaround, we will close this incident, but a further update will be posted here once the permanent fix has been installed by our provider. If you're not already subscribed to receive updates, you may follow this incident for alerts. We apologise for this trailing impact from Friday's upstream incident.

  4. resolved Sep 03, 2025, 11:55 PM UTC

    Our provider has released a fix for the issue affecting payment cards added to Zai's system during the outage window on Friday 29 August. Transactions on these cards should be successful going forward. We have not detected any further instances of the "HTTP 400" error since this fix was put in place, however if you continue to experience problems with card payments, please contact our Support team at [email protected]. We apologise again for the extended impact caused by our provider's prior incident.

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Major August 29, 2025 Partial Degradation - Card Payments 6h 20m Cards Payins

Started Aug 29, 2025, 12:41 AM UTC· resolved Aug 29, 2025, 07:01 AM UTC

  1. investigating Aug 29, 2025, 12:41 AM UTC

    We are currently experiencing a partial issue with card payments. While not all transactions are affected, you may encounter errors when using the make_payment and charges endpoints. This is due to an ongoing issue with our upstream provider. We are actively communicating with the provider and will share updates as soon as we receive further information. Payments can be retried once resolved if necessary. Thank you for your patience.

  2. identified Aug 29, 2025, 02:58 AM UTC

    Our upstream provider is actively working on a fix, and we are in close contact with them as they progress.

  3. identified Aug 29, 2025, 05:49 AM UTC

    Our upstream provider is continuing to work on resolving the issue as a priority. Based on latest updates, we currently anticipate service restoration by 5:40pm AEST, and we'll continue to provide updates if this changes. We understand how disruptive this is for those customers affected and sincerely appreciate your patience while we work toward full restoration.

  4. monitoring Aug 29, 2025, 06:23 AM UTC

    Our upstream provider has implemented a fix, and we are closely monitoring the situation to ensure services remain stable. We’ll continue to provide updates until we are confident the issue is fully resolved.

  5. resolved Aug 29, 2025, 07:01 AM UTC

    Our upstream provider has confirmed that they have resolved today’s partial cards processing issue, and we have monitored that services have been operating normally since 3:59pm AEST. We know how disruptive this has been for impacted customers and sincerely apologise for the interruption. Thank you for your patience while we worked with our provider to restore service. Impacted customers may choose to retry any failed transactions.

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Major July 17, 2025 Investigating issues with Production APIs 18m Core / Supplementary Data APIs

Started Jul 17, 2025, 03:44 AM UTC· resolved Jul 17, 2025, 04:03 AM UTC

  1. identified Jul 17, 2025, 03:44 AM UTC

    We’re currently experiencing performance issues with our Production APIs. Our team is working to restore normal service levels. We apologise for any inconvenience and will provide more updates as they become available. This is impacting some customers but not all. We are aware of the cause and working on putting the fix in place currently.

  2. resolved Jul 17, 2025, 04:03 AM UTC

    This incident has been resolved and we are continuing to monitor.

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Major July 6, 2025 Investigating issues with the Dashboard and Supplementary Data API endpoint 12h 56m Core / Supplementary Data APIs, Dashboard

Started Jul 06, 2025, 10:40 AM UTC· resolved Jul 06, 2025, 11:36 PM UTC

  1. investigating Jul 06, 2025, 10:40 AM UTC

    We’re currently investigating issues with our Dashboard and Supplementary Data API endpoint. We apologise for any inconvenience and will post further updates as they become available.

  2. investigating Jul 06, 2025, 10:30 PM UTC

    We’re currently investigating issues with our Dashboard. The issue with the Supplementary Data API endpoint has been resolved. We apologise for any inconvenience and will continue to provide updates as they become available.

  3. resolved Jul 06, 2025, 11:36 PM UTC

    The issues affecting the Dashboard and Supplementary Data API endpoint have now been fully resolved. All systems are operating normally. We appreciate your patience and apologise for any inconvenience caused.

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Notice April 28, 2025 Investigating issues with Production APIs 2h 47m Core / Supplementary Data APIs

Started Apr 28, 2025, 03:16 AM UTC· resolved Apr 28, 2025, 06:04 AM UTC

  1. investigating Apr 28, 2025, 03:16 AM UTC

    We’re currently investigating a service interruption with our Production API specifically in creation of new Virtual Accounts causing an increased rate of activation failure statuses. As we investigate please note that any Virtual Account creations that fail activation can be retried. We apologise for any inconvenience and will provide more updates as they become available.

  2. resolved Apr 28, 2025, 06:04 AM UTC

    This incident has been resolved.

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Notice March 2, 2025 Investigating issues with Card Payments 1h 47m Core / Supplementary Data APIs, Cards Payins

Started Mar 02, 2025, 10:02 PM UTC· resolved Mar 02, 2025, 11:49 PM UTC

  1. investigating Mar 02, 2025, 10:02 PM UTC

    We’re currently investigating a potential service interruption with our Card Payments. Some proportion of card payments are failing. We apologise for any inconvenience. We will provide more updates as they become available.

  2. investigating Mar 02, 2025, 10:21 PM UTC

    We’re experiencing a service outage with our Card Payments. Our team is currently working to restore the service. We apologise for any inconvenience and will provide more updates as they become available.

  3. investigating Mar 02, 2025, 11:13 PM UTC

    We’re experiencing a service outage with our Card Payments and registering new Credit Cards in the API. Our team is currently working to restore the service. We apologise for any inconvenience and will provide more updates as they become available.

  4. monitoring Mar 02, 2025, 11:24 PM UTC

    Service has been restored, we are continuing to monitor this incident actively.

  5. resolved Mar 02, 2025, 11:49 PM UTC

    This incident has been resolved. We are still monitoring.

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Notice January 29, 2025 Investigating issues with Production APIs 52m Core / Supplementary Data APIs

Started Jan 29, 2025, 10:03 PM UTC· resolved Jan 29, 2025, 10:56 PM UTC

  1. identified Jan 29, 2025, 10:03 PM UTC

    We’re currently investigating a potential service interruption with our Production APIs. We apologise for any inconvenience and will provide more updates as they become available. This is an intermittent issue causing Virtual Account and PayId registration failures.

  2. resolved Jan 29, 2025, 10:56 PM UTC

    This incident has been resolved.

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Notice January 8, 2025 Investigating issues with Production APIs 16h 44m Core / Supplementary Data APIs

Started Jan 08, 2025, 05:32 AM UTC· resolved Jan 08, 2025, 10:16 PM UTC

  1. investigating Jan 08, 2025, 05:32 AM UTC

    We’re currently investigating a potential service interruption with our Production APIs. We apologise for any inconvenience and will provide more updates as they become available. This is specifically impacting registrations of new PayIds and Virtual Accounts.

  2. resolved Jan 08, 2025, 10:16 PM UTC

    This incident was due to a 3rd party integration and was resolved by the 3rd party.

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Major November 21, 2024 Virtual Accounts registration disruption 1h 4m Core / Supplementary Data APIs

Started Nov 21, 2024, 07:13 AM UTC· resolved Nov 21, 2024, 08:18 AM UTC

  1. investigating Nov 21, 2024, 07:13 AM UTC

    Connectivity issues with our upstream partner are again causing disruption to our Virtual Accounts registration APIs. Resolution of the issue is ultimately outside our control, however we will continue to monitor the situation closely. Further updates will be posted ASAP.

  2. monitoring Nov 21, 2024, 07:15 AM UTC

    A fix has been implemented and we are monitoring the results.

  3. investigating Nov 21, 2024, 07:19 AM UTC

    Apologies, the last status update was in error. The issue remains unresolved, and we are continuing to monitor.

  4. resolved Nov 21, 2024, 08:18 AM UTC

    This incident has been resolved.

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Minor November 21, 2024 Virtual Accounts registration disruption 1h 5m Core / Supplementary Data APIs

Started Nov 21, 2024, 02:46 AM UTC· resolved Nov 21, 2024, 03:52 AM UTC

  1. investigating Nov 21, 2024, 02:46 AM UTC

    We are currently experiencing connectivity issues with an upstream provider, impacting our ability to register new Virtual Accounts. The team are working on this on highest priority, and will advise as further information becomes available.

  2. monitoring Nov 21, 2024, 03:15 AM UTC

    We continue to experience connectivity issues - but the issue is reduced with only some requests now being impacted. Reducing the severity of this incident as we continue to monitor.

  3. resolved Nov 21, 2024, 03:52 AM UTC

    Connectivity issues with upstream provider are now resolved.

Read the full incident report →