Xplor Pay experienced a minor incident on March 3, 2026 affecting Express Merchant Funding (Next Day Funding) and Standard Merchant Funding, lasting 1d. The incident has been resolved; the full update timeline is below.
Affected components
Update timeline
- identified Mar 03, 2026, 04:26 PM UTC
Due to an issue affecting the Federal Reserve’s ability to process end-of-day ACH distribution files, financial institutions are currently experiencing delays with the distribution of funds for some files transmitted on March 2nd and 3rd. We expect customers to experience a delay in receiving acknowledgements for files transmitted for the March 3rd business day. File distribution and settlement for the first same-day ACH window will also be delayed. Please refer to below link for latest updates - https://www.frbservices.org/app/status/serviceStatus.do
- monitoring Mar 03, 2026, 07:14 PM UTC
Please note Federal Reserve has resolved the incident and first Same Day ACH window, as well as first ACH window for future dated items, are delayed. Services should restore as per Federal Reserve norms.
- resolved Mar 04, 2026, 05:00 PM UTC
This incident has been resolved.