CardinalCommerce Outage History
CardinalCommerce is up right nowCardinalCommerce had 15 outages in the last 2 years totaling 598h 4m of downtime — averaging 0.6 incidents per month.
There were 15 CardinalCommerce outages since June 8, 2024 totaling 598h 4m of downtime. Each is summarised below — incident details, duration, and resolution information.
VCAS Max OTP and EMAIL
Timeline · 2 updates
Visa Consumer Authentication Services - VCAS (3DS) and Centinel 3DS Transaction Impact
Timeline · 2 updates
Centinel Transaction Impact
Timeline · 2 updates
- monitoring Nov 18, 2025, 07:44 PM UTC
Cardinal monitoring detected intermittent issues processing consumer authentication (3DS) transactions due to a third party provider Cloudflare (https://www.cloudflarestatus.com/). The issue has since been mitigated however we are monitoring to confirm it has been fully resolved. Reported Start Time: 11:30 GMT 18 November 2025 Reported End Time: 16:55 GMT 18 November 2025 Impact: Merchants and Partners may have experienced downgraded performance when attempting to complete 3DS authentication. Next Update: As status changes. We regret any inconvenience this may cause for our affected Merchants and Partners. Please do not hesitate to contact the Cardinal support team if you have any questions or concerns: https://support.cardinalcommerce.com [email protected]
- resolved Nov 18, 2025, 11:57 PM UTC
This issue is confirmed as fully resolved. Reported Start Time: 11:30 GMT 18 November 2025 Reported End Time: 16:55 GMT 18 November 2025 Next Update: No further updates as the issue is resolved. Please do not hesitate to contact the Cardinal support team if you have any questions or concerns.
User Creation Errors in VCAS User Management Portal
Timeline · 2 updates
Legacy Cardinal Support Site Unavailable (https://support.cardinalcommerce.com)
Timeline · 2 updates
- identified Apr 23, 2025, 02:56 PM UTC
VISA support teams have identified connectivity issues with the legacy Cardinal Support Site (https://support.cardinalcommerce.com). While this site is unavailable you can reach the new support site through the Cardinal Support Hub at https://centinel.visaonline.com/login/. Impact: During this time customers may experience inability to access or use certain functionality within the support site. Consumer authentication processing is not impacted by this event. VISA engineers are currently engaged in resolving this issue. The next update will be within 1 hour or as the current status changes. Please do not hesitate to contact [email protected] or our active support site (https://centinel.visaonline.com/login/) if you have any questions or concerns.
- resolved Apr 23, 2025, 04:01 PM UTC
Connectivity issues with our Customer Support Site (https://support.cardinalcommerce.com) are resolved, and the site is now available. Reported Start Time: 23-April-2025 14:20 UTC Reported End Time: 23-April-2025 15:52 UTC Impact: During this time customers may have experienced inability to access or use certain functionality within the legacy support site. While this site was impacted the new support site through the Cardinal Support Hub at https://centinel.visaonline.com/login/ was available. Consumer authentication processing was not impacted by this event. Note: Customers may need to clear their browser cache in order to access the full site. Please be sure to bookmark the new Cardinal Support Site URL: https://centinel.visaonline.com/login/ If you still find the site is unavailable and support is needed, please do not hesitate to contact [email protected] or our active support site (https://centinel.visaonline.com/login/).
Downstream ACS Latency
Timeline · 2 updates
- identified Jan 22, 2025, 06:25 PM UTC
Cardinal monitoring has detected intermittent latency processing Consumer Authentication with a downstream ACS provider at this time. Impacted ACS URL: maybankcardsmsos.maybank.com.my Reported Start Time: 07:47 GMT 22 January 2025 Impact: Transaction processing would experience increased latency with this ACS resulting in increased directory server timeouts (enrollment Status B and U) and Attempts, Incomplete, or Unavailable Authentications. Depending on merchant specific business logic, these transactions may not have been authorized or would have been authorized as standard E-Commerce or Attempts transactions. Cardinal engineers are currently engaging the Card Networks and the ACS provider. Next Update: 60 minutes or as the current status changes. Please do not hesitate to contact the Cardinal support team if you have any questions or concerns.
- resolved Jan 22, 2025, 07:36 PM UTC
The issue has now been mitigated by the third-party downstream provider. We are continuing to monitor closely to ensure the issue has been fully resolved. Reported Start Time: 07:47 GMT 22 January 2025 Reported End Time: 17:48 GMT 22 January 2025 Next Update: As status changes. Please do not hesitate to contact the Cardinal support team if you have any questions or concerns.
VCAS Services Resolved
Timeline · 1 update
3DS Services Resolved
Timeline · 1 update
- resolved Jan 08, 2025, 09:03 PM UTC
Cardinal monitoring detected intermittent issues processing consumer authentication (3DS) transactions. The issue has been fully resolved at this time and transaction processing has resumed as normal. Reported Start Time: 20:17 UTC Reported End Time: 20:23 UTC Impact: Merchants and Partners may have experienced downgraded performance when attempting to complete 3DS authentication. We regret any inconvenience this may cause for our affected Merchants and Partners. Please do not hesitate to contact the Cardinal support team if you have any questions or concerns: https://support.cardinalcommerce.com [email protected]
PayPal System Issues
Timeline · 2 updates
- identified Dec 30, 2024, 03:27 PM UTC
PayPal is currently experiencing intermittent system issues which may be impacting PayPal transaction processing on your Live Site. Reported Start Time: 13:45 UTC Impact: Merchants may be experiencing intermittent latency and possible timeouts when attempting to complete PayPal Express Check-Out transactions. Cardinal engineers are currently engaged in resolving this issue. Please do not hesitate to contact the Cardinal support team if you have any questions or concerns. https://www.paypal-status.com/product/production
- resolved Dec 30, 2024, 05:48 PM UTC
The issue has with PayPal has fully resolved at this time. Transaction processing has resumed as normal. Reported Start Time: 13:45 UTC Reported End Time: 15:30 UTC Please do not hesitate to contact the Cardinal support team if you have any questions or concerns.
VCAS Portal
Timeline · 3 updates
- identified Nov 13, 2024, 09:25 PM UTC
VISA monitoring has detected issues with the functionality within the VCAS Portal Admin application for https://identifiportal.cardinalcommerce.com/ Estimated Start Date/Time: 11/13/24 21:15 UTC Impact: Issuers may be experiencing inability to access the Admin application within the VCAS portal. At this time, consumer authentication processing is not impacted, and other VCAS Portal applications are functional. VISA engineers are currently engaged in resolving this issue. If you're continuing to have issues with the VCAS Portal please clear and refresh your browser cache. The next update will be in 1 hour or as the current status changes. Please do not hesitate to contact your local VISA support team if you have any questions or concerns. VISA Local Support Channels by Region Global and LAC - VISA Support Hub Portal (https://visasupporthub.visaonline.com) AP - [email protected] CEMEA - [email protected] EU - [email protected] NA - [email protected]
- identified Nov 13, 2024, 10:31 PM UTC
VISA engineers are continuing their investigation into resolving the VCAS Portal Admin issue. The next update will be in 1 hour or as the current status changes.
- resolved Nov 13, 2024, 11:35 PM UTC
The VCAS Portal Admin access issue has been resolved. Reported Start Time: 11/13/24 21:15 UTC Reported End Time: 11/13/24 23:30 UTC Please do not hesitate to contact your local VISA support team if you have any questions or concerns. VISA Local Support Channels by Region Global and LAC - VISA Support Hub Portal (https://visasupporthub.visaonline.com) AP - [email protected] CEMEA - [email protected] EU - [email protected] NA - [email protected]
Card Network Directory Server Latency
Timeline · 2 updates
- identified Nov 12, 2024, 08:47 AM UTC
Cardinal monitoring has detected intermittent latency processing Consumer Authentication with the Mastercard Directory Server. Estimated Start Date/Time: 11.12.24 @ 08:21:53 UTC Recovered at: 11.12.24 @ 08:23:08 UTC Customer Impact: Customers may be experiencing higher than normal timeouts while processing. Consumer Authentication transactions resulting in Enrollment Status B (Bypass) and U (Unavailable). Depending on merchant specific business logic, these transactions may not have been authorized or would have been authorized as standard E-Commerce or Attempts transactions. Cardinal engineers are currently engaged in resolving this issue. The next update will be within 1 hour or as the current status changes. Please do not hesitate to contact the Cardinal support team if you have any questions or concerns.
- resolved Nov 12, 2024, 09:11 AM UTC
The issue has now been fully resolved by the third party downstream provider. Transaction processing has now resumed as normal. Reported Start Time: 11.12.24 @ 08:21:53 UTC Reported End Time: 11.12.24 @ 08:23:08 UTC Please do not hesitate to contact the Cardinal support team if you have any questions or concerns.
VCAS OTP Email Delivery - Intermittent delays
Timeline · 2 updates
VCAS Max OTP -EMAIL
Timeline · 2 updates
VCAS Portal Rules Tester
Timeline · 2 updates
- identified Jun 10, 2024, 08:50 PM UTC
VISA monitoring has detected issues on the VCAS Portal Rules Manager application specifically the VCAS rule tester functionality. https://identifiportal.cardinalcommerce.com/ Impact: Issuers may be experiencing inability to test new rules against historical traffic within the VCAS Portal Rules Manager application. At this time, consumer authentication processing is not impacted, and other VCAS portal applications are functional. VISA engineers are currently engaged in resolving this issue. If you're continuing to have issues with the VCAS Portal please clear and refresh your browser cache. We'll send an update once the current status changes. Please do not hesitate to contact your local VISA support team if you have any questions or concerns. Global and LAC - VISA Support Hub Portal (https://visasupporthub.visaonline.com) AP - [email protected] CEMEA - [email protected] EU - [email protected] NA - [email protected]
- resolved Jun 10, 2024, 09:58 PM UTC
This issue has now been fully resolved. Visa is conducting an internal review of the event to mitigate against future occurrences. Please do not hesitate to contact your local VISA support team if you have any questions or concerns. Global and LAC - VISA Support Hub Portal (https://visasupporthub.visaonline.com) AP - [email protected] CEMEA - [email protected] EU - [email protected] NA - [email protected]