CardinalCommerce incident
Visa Consumer Authentication Services - VCAS (3DS) and Centinel 3DS Transaction Impact
CardinalCommerce experienced a notice incident on December 5, 2025 affecting Cardinal Consumer Authentication (3DS) and Cardinal API and 1 more component, lasting 5h 17m. The incident has been resolved; the full update timeline is below.
Affected components
Update timeline
- monitoring Dec 05, 2025, 10:31 AM UTC
Visa is aware of a service disruption with a third party provider Cloudflare (https://www.cloudflarestatus.com/) that may have caused intermittent issues processing Visa Consumer Authentication Services - VCAS (3DS) transactions and Centinel 3DS transactions, due to an external internet event. The issue has since been mitigated however we are monitoring to confirm it has been fully resolved. Reported Start Time: 05 December 2025, 08:48 GMT Impact: -Issuers, Merchants and Partners may have experienced downgraded performance when attempting to complete 3DS authentication. Next Update: As current status changes. We regret any inconvenience this may have caused for our affected clients and cardholders. Please do not hesitate to contact your local VISA support team if you have any questions or concerns. VISA Local Support Channels by Region: Global and LAC - VISA Support Hub Portal (https://visasupporthub.visaonline.com) AP - [email protected] CEMEA - [email protected] EU - [email protected] NA - [email protected]
- resolved Dec 05, 2025, 03:49 PM UTC
The issue has since been resolved and confirmed by the third party provider Cloudflare Reported Start Time: 05 December 2025, 08:48 GMT Reported End Time: 05 December 2025, 09:12GMT Impact: Issuers, Merchants and Partners may have experienced downgraded performance when attempting to complete 3DS authentication. Next Update: No further updates We regret any inconvenience this may have caused for our affected clients and cardholders. Please do not hesitate to contact your local VISA support team if you have any questions or concerns. VISA Local Support Channels by Region: Global and LAC - VISA Support Hub Portal (https://visasupporthub.visaonline.com) AP - [email protected] CEMEA - [email protected] EU - [email protected] NA - [email protected]