Plaid incident

Instant Payment Transfer Rails Unavailable And Delayed ACH Processing

Critical Resolved View vendor source →

Plaid experienced a critical incident on February 24, 2026 affecting API - Production, lasting 19m. The incident has been resolved; the full update timeline is below.

Started
Feb 24, 2026, 02:54 AM UTC
Resolved
Feb 24, 2026, 03:14 AM UTC
Duration
19m
Detected by Pingoru
Feb 24, 2026, 02:54 AM UTC

Affected components

API - Production

Update timeline

  1. investigating Feb 24, 2026, 02:54 AM UTC

    Instant Payment Transfer rails are temporarily delayed. This applies to Instant Payouts (RTP and FedNow) and RfP (Request for Payments). ACH Transfers are unaffected for now. We are actively monitoring and will update this incident as it is resolved.

  2. resolved Feb 24, 2026, 03:14 AM UTC

    We think the impact from the issue is over.