Plaid experienced a notice incident on March 3, 2026 affecting API - Production, lasting 3h 13m. The incident has been resolved; the full update timeline is below.
Affected components
API - Production
Update timeline
- investigating Mar 03, 2026, 07:41 PM UTC
Transfer is experiencing delays impacting payment processing. This applies to Same-Day ACH and Standard ACH. Transfer creation requests will be accepted as usual via /transfer/create, but processing these payments is temporarily delayed. We are actively monitoring and will update this incident as it is resolved.
- investigating Mar 03, 2026, 08:14 PM UTC
Same day Transfers scheduled in the first window today experienced a delay due to a FedACH outage. These Transfers have now all posted and should settle in the second same day window (around 5pm ET).
- resolved Mar 03, 2026, 10:55 PM UTC
This incident has been resolved.