Visa Credit and Debit transactions failing
Timeline · 3 updates
- investigating Oct 14, 2026, 08:55 AM UTC
Since 2026-10-14 07:15 CEST, we have seen an increased rate of rejections on Visa credit and debit transactions (Visa Direct OCT and AFT, sent via the /credits and /debits endpoints), including refunds of debits. This concerns these transaction types only, not Visa credit cards or Visa debit cards. Unfortunately, we see the same underlying issue as we did yesterday, and we are in constant communication with Visa trying to resolve the issue fully. Regular Visa authorizations, captures, refunds, and voids are unaffected, as are all Mastercard transactions. We are working with our upstream provider to investigate and will post an update when we know more.
- monitoring Oct 14, 2026, 10:38 AM UTC
A hotfix was deployed at 12:03 CEST, and the affected service is performing normally again. We are monitoring the situation and will post an update once we have confirmed the issue is resolved.
- resolved Oct 16, 2026, 08:08 AM UTC
We deployed a stable fix at 2026-10-14 14:09 CEST which we have been monitoring and confirmed to be successful. We are still in communication with Visa to understand the root cause on the Visa side, but as there is no more impact of this incident, it will hereby be considered resolved. During the incident period 07:15–12:03 CEST, 86 % of Visa credits or debits received status code 50000. Impacted merchants will receive direct communication from us to clarify the actual state of the impacted transactions that received status code 50000 and a status message indicating “status unknown”.