Acquired incident

Cashflows - Visa Processing Issue

Acquired is currently experiencing a minor incident affecting Payments API, which began 14h ago. The vendor's full update timeline is below.

Started
Oct 12, 2026, 07:21 PM UTC
Resolved
Ongoing
Duration
● 14h 1m
Detected by Pingoru
Oct 12, 2026, 07:21 PM UTC

Affected components

Payments API

Update timeline

  1. investigating Oct 12, 2026, 07:21 PM UTC

    Visa payments (Card, Apple Pay and Google Pay) processed through CashFlows are failing. CashFlows have confirmed an issue on their side. Where possible, we have moved traffic to other acquirers. Merchants who use only CashFlows will see all their Visa payments fail until it’s fixed.

  2. investigating Oct 12, 2026, 07:59 PM UTC

    We are continuing to monitor the disruption affecting Visa payments (Card, Apple Pay and Google Pay) processed through CashFlows. CashFlows are actively investigating and have raised the issue with Visa as a priority. Where alternative acquirers are available, Visa traffic continues to be routed away from CashFlows. Merchants who process solely through CashFlows may still be unable to take Visa payments until service is restored. We will share a further update as soon as we have more information.

  3. identified Oct 12, 2026, 08:26 PM UTC

    CashFlows have identified the cause of the disruption affecting Visa payments (Card, Apple Pay and Google Pay) and are working to restore service. Visa payments processed through CashFlows have been affected since approximately 19:20 BST. Mastercard payments are not affected. Where alternative acquirers are available, Visa traffic continues to be routed away from CashFlows. Merchants who process solely through CashFlows may still be unable to take Visa payments until service is restored. We are monitoring closely and will confirm here once Visa payments are processing successfully again.

  4. identified Oct 12, 2026, 09:04 PM UTC

    CashFlows are continuing to work through recovery steps to restore Visa processing. Visa payments (Card, Apple Pay and Google Pay) processed through CashFlows remain affected. Mastercard payments are not affected. Merchants who process solely through CashFlows may still be unable to take Visa payments until service is restored. We are monitoring closely and will post a further update once Visa payments are processing successfully again.

  5. monitoring Oct 13, 2026, 07:05 AM UTC

    CashFlows have confirmed the fix for the issue affecting Visa payments (Card, Apple Pay and Google Pay). Visa payments have been processing normally since approximately 04:05 BST, and we have seen no further failures since then. We will continue to monitor and will post a final update once the incident is closed. Mastercard payments were not affected.